7 ways to survive a week till payday

Woman planning her finances for the week before payday in Singapore.

Maybe you are just not the kind to have excess money sitting in your bank account. Well, what can you do when you earn barely enough to cover your monthly expenses? If that’s you, you might want to think about setting up a budget and saving for emergency purposes. But for now, you are short […]

5 Business Loan Myths You Shouldn’t Believe in

Business owner considering choices for taking up business loans in Singapore.

More and more people are taking the risk to start their own businesses in Singapore. Starting and running a business in Singapore is not an easy task. Other than having to deal with global economic uncertainty, getting the right credit to fund your business can be challenging as well. Taking up a business loan is […]

1 step at a time – how to achieve financial happiness

Happy businessman standing under money rain after financial success.

To achieve financial freedom seems to be a life goal shared by many, though not many are able to achieve it. While money itself can’t bring you happiness, it can be an effective means to an end, enabling you to live the life you want. While we aren’t going to promise you financial freedom just […]

Why your bank loan was rejected?

Woman applying for personal loan in Singapore and got rejected.

While most of us would prefer to cruise through life without having to take up a loan or credit, that’s not really realistic unless you were born with a silver spoon in your mouth. The truth is that most people end up taking some kind of loan or credit in their life, but some, seem […]

5 Tips to avoid a personal loan rejection

Man thinking of tips to avoid personal loan rejection in Singapore.

Perhaps you’ve always paid your bills on time and have never taken any loan before – you might be surprised if your first personal loan application got rejected. There can be many reasons for your loan rejection. While the lender may not provide you with a reason, the stated reasons below can help you get […]