Blue-Chip Stocks in Singapore: A Beginner’s Guide
Key Takeaways “Blue chip” is a market label, not a formal certification. This guide uses the 30 constituents of the Straits Times Index (STI) as its reference point. Blue chip does not mean low risk. The term generally describes large, established companies, but even these businesses can face financial difficulties. As at 15 October 2026, […]
Best Investments for Beginners in Singapore (2026 Guide)
Key Takeaways You do not need S$10,000 to start. Some regular savings plans accept S$50 a month, and certain robo-advisor portfolios have no minimum investment. Build an emergency fund and prioritise high-interest debt first; credit card interest of around 28% p.a. is a steep hurdle for any investment return. There are many investment options in […]
Supplementary Retirement Scheme (SRS) Singapore: The Complete Guide to Tax Savings, Withdrawals & Investments
Key Takeaways The Supplementary Retirement Scheme (SRS) is a voluntary savings scheme that lets you reduce your taxable income dollar-for-dollar up to S$15,300 per year for Singaporeans and PRs, and S$35,700 per year for foreigners. Funds in your SRS account earn only 0.05% p.a. interest, so you should invest them in eligible instruments like stocks, […]
SRS vs CPF: Which Should You Top Up for Tax Relief?
Key Takeaways: The CPF scheme is a social security savings scheme that helps Singaporeans and PRs save money for retirement and healthcare costs. CPF members can make voluntary top-ups to their own and their family members’ CPF accounts, enjoying tax relief on their contributions. The SRS is a voluntary savings scheme open to Singaporeans, PRs […]
CPF Investment Scheme (CPFIS) Guide for CPF OA + SA
Key Takeaways The CPFIS lets you invest your CPF OA and SA savings in approved financial products. CPF members with at least S$20,000 in their OA and/or S$40,000 in their SA could be eligible for the CPFIS. Available products include insurance products, unit trusts, bonds, fixed deposits and Singapore treasury bills (T-bills). Want to make […]