Your Guide to Top Licensed Money Lenders in Singapore

Compare trusted licensed money lenders in Singapore and review loan options, ratings, fees, operating hours, and eligibility details before you apply.

Top Licensed Money Lenders in Singapore

★★★★★
4.91,249 reviews

Galaxy Credit

  • License89/2024
  • LocationTanjong Pagar
  • HoursMon-Sat 10am-7pm
LoanUp to S$100,000
Interest1-4% monthly
Tenure1-36 months
★★★★★
4.81,102 reviews

UK Credit

  • License12/2024
  • LocationToa Payoh
  • HoursDaily 10am-8pm
LoanUp to S$80,000
Interest1-4% monthly
Tenure1-24 months
★★★★★
4.9978 reviews

1 Fund

  • License45/2024
  • LocationJurong East
  • HoursMon-Sat 10am-7pm
LoanUp to S$100,000
Interest1-4% monthly
Tenure1-36 months
★★★★★
4.7856 reviews

1 Cash

  • License33/2024
  • LocationOrchard
  • HoursDaily 10am-8pm
LoanUp to S$70,000
Interest1-4% monthly
Tenure1-24 months
★★★★★
4.8801 reviews

R2D Credit

  • License52/2024
  • LocationBugis
  • HoursMon-Sat 10am-7pm
LoanUp to S$90,000
Interest1-4% monthly
Tenure1-36 months
★★★★★
4.6766 reviews

96BM Credit

  • License96/2024
  • LocationAng Mo Kio
  • HoursMon-Fri 10am-7pm
LoanUp to S$60,000
Interest1-4% monthly
Tenure1-24 months
★★★★★
4.7720 reviews

Soon Seng Credit

  • License21/2024
  • LocationChinatown
  • HoursDaily 10am-8pm
LoanUp to S$80,000
Interest1-4% monthly
Tenure1-30 months
★★★★★
4.6689 reviews

Goldstar Credit

  • License44/2024
  • LocationLittle India
  • HoursMon-Sat 10am-7pm
LoanUp to S$75,000
Interest1-4% monthly
Tenure1-24 months
★★★★★
4.8650 reviews

Cash Direct

  • License58/2024
  • LocationClementi
  • HoursDaily 10am-8pm
LoanUp to S$100,000
Interest1-4% monthly
Tenure1-36 months

Complete List of Licensed Money Lenders in Singapore

Browse more licensed lenders and compare repayment details before shortlisting the best option for your needs.

★★★★★
4.91,249 reviews

Galaxy Credit

  • License89/2024
  • LocationTanjong Pagar
  • HoursMon-Sat 10am-7pm
LoanUp to S$100,000
Interest1-4% monthly
Tenure1-36 months
★★★★★
4.81,102 reviews

UK Credit

  • License12/2024
  • LocationToa Payoh
  • HoursDaily 10am-8pm
LoanUp to S$80,000
Interest1-4% monthly
Tenure1-24 months
★★★★★
4.9978 reviews

1 Fund

  • License45/2024
  • LocationJurong East
  • HoursMon-Sat 10am-7pm
LoanUp to S$100,000
Interest1-4% monthly
Tenure1-36 months
★★★★★
4.7856 reviews

1 Cash

  • License33/2024
  • LocationOrchard
  • HoursDaily 10am-8pm
LoanUp to S$70,000
Interest1-4% monthly
Tenure1-24 months
★★★★★
4.8801 reviews

R2D Credit

  • License52/2024
  • LocationBugis
  • HoursMon-Sat 10am-7pm
LoanUp to S$90,000
Interest1-4% monthly
Tenure1-36 months
★★★★★
4.6766 reviews

96BM Credit

  • License96/2024
  • LocationAng Mo Kio
  • HoursMon-Fri 10am-7pm
LoanUp to S$60,000
Interest1-4% monthly
Tenure1-24 months
TableGuideFAQ

What Are Licensed Money Lenders in Singapore?

Licensed money lenders are businesses approved by the Ministry of Law to provide regulated loans. Borrowers should always verify a lender is licensed, compare total repayment cost, and understand all fees before signing a loan contract.

These lenders can provide personal loans for urgent expenses, but borrowing should be done carefully and only when repayment is affordable.

About Licensed Money Lenders in Singapore

How are licensed money lenders regulated?

They must follow Ministry of Law rules covering advertising, fees, interest rates, loan contracts, and collection practices.

What is the maximum interest rate?

Licensed money lenders in Singapore may charge interest up to 4% per month, subject to regulatory limits and loan terms.

How do I compare lenders?

Compare ratings, loan amount, repayment tenure, total fees, customer service, and whether the lender clearly explains all contract terms.

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