Credit Cards

7.75% bonus cashback (on Dining, Groceries and Petrol) + 0.25% base cashback (on all retail purchases, no cap).

Infinite Bonus Miles
Earn up to 4 air miles for every S$1 spent at participating boutiques.

Earn 2% Cashback on all online spend in local currency, all contactless and mobile payments.

Earn 1% Cashback on all other retail spend.

0% Interest Installment Plans with tentures up to 36 months, no additional charges. Continue to receive cashbacks for all purchases made on the installment.

The Good Life Privileges

Enjoy Card offers and Privileges at over 3,000 outlets in Asia from dining to shopping offers, travel and lifestyle benefits. Click here to view privileges.

Exclusive Privileges:

• 30% off standard shipment on vPost with Promo code: SPREE2019
• 25% off storage units⁴ at Lock+Store
• 5% off SmartPac range⁴* with minimum purchase of five pieces of the same type
• 5% off Poly M range⁴^ with minimum purchase of five pieces of the same type
• 10% off Speedpost Priority International service⁴
• 10% off at Philatelic Store @ GPO (with min spend of S$30, excluding stamps)

Singaporean Citizens and Residents, with an income of over S$30,000 p.a.

Foreigners residing in Singapore, with an income of over S$60,000 p.a.

14% instant discount (5% site discount included) on Premium 95 with Techron, Regular 92 with Techron and Caltex Diesel with Techron fuel purchases only at Caltex.

Singaporean Citizens and Residents, with an income of over S$30,000 p.a.

Foreigners residing in Singapore, with an income of over S$60,000 p.a.

Up to 5x Rewards points for every S$1 spent on eligible dining transactions. No minimum spend.

Earn 1x Rewards point for every S$1 spent on all other eligible transactions. No minimum spend.

0% Interest Installment Plans with tentures up to 36 months, no additional charges. Continue to receive cashbacks for all purchases made on the installment.

The Good Life Privileges

Enjoy Card offers and Privileges at over 3,000 outlets in Asia from dining to shopping offers, travel and lifestyle benefits. Click here to view privileges.

Singaporean Citizens and Residents, with an income of over S$30,000 p.a.

Foreigners residing in Singapore, with an income of over S$60,000 p.a.

Cashback Tier

Spend below S$100 = 0.50% Cashback

S$1,000 to S$2,999.99 = 1% Cashback

S$3,000 and above = 3% Cashback

Exclusive Mastercard Privileges

–          12% discount on hotel bookings with Expedia

–          8% savings on hotel bookings with Hotels.com

–          3 nights’ stay for the price of 2 with Banyan Tree Hotels & Resorts

–          Discounts on movie tickets with Cathay Cineplexes and more

0% Interest Installment Plans with tentures up to 36 months, no additional charges. Continue to receive cashbacks for all purchases made on the installment.

The Good Life Privileges

Enjoy Card offers and Privileges at over 3,000 outlets in Asia from dining to shopping offers, travel and lifestyle benefits. Click here to view privileges.

Techron fuel purchases only at Caltex.

14% instant discount (5% site discount included) on Premium 95 with

Techron, Regular 92 with Techron and Caltex Diesel with Techron fuel

purchases only at Caltex.

Singaporean Citizens and Residents, with an income of over S$30,000 p.a.

Foreigners residing in Singapore, with an income of over S$60,000 p.a.

S$96.30 for each subsequent supplementary card (inclusive of GST)

Up to 6% rebate on Singapore Power utilities bill.

Up to 5% rebate on ALL spend.

Greater savings with up to 3.88% p.a. Bonus Interest with UOB One Account.

Get up to 10% SMART$ rebate which you can use to offset your next purchase at over 300 participating merchants. (Shell petrol station, Cathay Cineplexes, Air Asia, Market Place, Cold Storage, Guardian, and more)

For Singapore Citizens & Permanent Residents:

Minimum annual income of S$30,000 is required. OR Fixed Deposit collateral of at least S$10,000.

For Foreigners:

Minimum annual income of S$40,000 is required. OR Fixed Deposit collateral of at least S$10,000.

S$128.40 (inclusive of GST) for each subsequent Card

2.4 Miles for every S$1 spent overseas.

Up to 3 Miles for every S$1 spent on Klook 

Exclusively for UOB PRVI Miles Cards

6 Miles for every S$1 spent on major Airlines and Hotels worldwide. (Agoda, Expedia & UOB Travel)

Card Privileges

–          UOB PRVI Travel Butler, dedicated hotline for comprehensive travel assistance.

–          Complimentary Travel Insurance, coverage up to S$500,000.

–          Redeem Miles from over 40 partner airlines.

–          Get Cash to offset your purchases or redeem reward vouchers.

–          Redeem travel packages.

*World Mastercard Privileges applicable.

Up to 20.0% fuel savings at SPC stations.

For Singapore Citizens & Permanent Residents:

Minimum annual income of S$30,000 is required. OR Fixed Deposit collateral of at least S$10,000.

For Foreigners:

Minimum annual income of S$40,000 is required. OR Fixed Deposit collateral of at least S$10,000.

S$128.40 (inclusive of GST) for each subsequent Card

2.4 Miles for every S$1 spent overseas.

Up to 3 Miles for every S$1 spent on Klook 

Exclusively for UOB PRVI Miles Cards

6 Miles for every S$1 spent on major Airlines and Hotels worldwide. (Agoda, Expedia & UOB Travel)

Card Privileges

–          UOB PRVI Travel Butler, dedicated hotline for comprehensive travel assistance.

–          Complimentary Travel Insurance, coverage up to S$500,000.

–          Redeem Miles from over 40 partner airlines.

–          Get Cash to offset your purchases or redeem reward vouchers.

–          Redeem travel packages.

*Visa Signature Privileges applicable.

Up to 20.0% fuel savings at SPC stations.

For Singapore Citizens & Permanent Residents:

Minimum annual income of S$30,000 is required. OR Fixed Deposit collateral of at least S$10,000.

For Foreigners:

Minimum annual income of S$40,000 is required. OR Fixed Deposit collateral of at least S$10,000.

S$128.40 (inclusive of GST) for each subsequent Card

2.4 Miles for every S$1 spent overseas.

Up to 3 Miles for every S$1 spent on Klook

Bonus 20,000 loyalty miles every year with a minimum spend of S$50,000 in a year.

Up to S$10 rebate on your contactless payments.

Up to 8 complimentary Airport Transfers to Changi Airport. 

Exclusively for UOB PRVI Miles Cards

6 Miles for every S$1 spent on major Airlines and Hotels worldwide. (Agoda, Expedia & UOB Travel)

Card Privileges

–          UOB PRVI Travel Butler, dedicated hotline for comprehensive travel assistance.

–          Complimentary Travel Insurance, coverage up to S$500,000.

–          Redeem Miles from over 40 partner airlines.

–          Get Cash to offset your purchases or redeem reward vouchers.

–          Redeem travel packages.

*American Express Privileges applicable.

Up to 20.0% fuel savings at SPC stations.

For Singapore Citizens & Permanent Residents:

Minimum annual income of S$30,000 is required. OR Fixed Deposit collateral of at least S$10,000.

For Foreigners:

Minimum annual income of S$40,000 is required. OR Fixed Deposit collateral of at least S$10,000.

S$96.30 for each subsequent supplementary card (inclusive of GST)

8% Cashback on Weekend Grab, Dining and Entertainment spend (Locally & Overseas).

0.3% Cashback on all other spend.

Up to 13% off at Agoda, Expedia and more.

Up to 10% SMART$ rebate at over 300 participating merchants. (Shell petrol station, Cathay Cineplexes, Air Asia, Market Place, Cold Storage, Guardian, and more)

Up to 20.0% fuel savings at SPC stations.

For Singapore Citizens & Permanent Residents:

Minimum annual income of S$30,000 is required. OR Fixed Deposit collateral of at least S$10,000.

For Foreigners:

Minimum annual income of S$40,000 is required. OR Fixed Deposit collateral of at least S$10,000.

S$96.30 for each subsequent supplementary card (inclusive of GST)

1x UNI$ (or 2 miles) on all other eligible purchases.

UOB Lady’s Luxepay Plan – 6 or 12 months installment plan with no interest or processing fees.

For Singapore Citizens & Permanent Residents (Female only):

Female and minimum annual income of S$30,000 is required. OR Fixed Deposit collateral of at least S$10,000.

For Foreigners (Female only):

Female and minimum annual income of S$40,000 is required.

S$192.60 for each subsequent supplementary card (inclusive of GST)

1x UNI$ (or 2 miles) on all other eligible purchases.

UOB Lady’s Luxepay Plan – 6 or 12 months installment plan with no interest or processing fees.

For Singapore Citizens & Permanent Residents (Female only):

Female and minimum annual income of S$120,000 is required.

S$288 (inclusive of GST)

2 air miles for every S$1 spent overseas.

Receive 25,000 Welcome Miles with your annual membership/renewal fee payment of S$642.00.

Travel Privileges

Earn up to 10 miles every S$1 spent with selected travel partners.

Access to over 1,000 airport lounges worldwide, limousine services and more.

Complimentary upgrades to First Class on selected airline partners.

VIP Guest status at Luxury Hotels offering Room Upgrades upon arrival,

Complimentary breakfast daily and more.

Unlimited Singtel ReadyRoam plans across 56 countries.

Complimentary Travel Insurance with coverage up to US$1,000,000.

UOB Travel Concierge

A Travel Concierge Manager to assist you with any travel needs,

For Singapore Citizens, Permanent Residents & Foreigners:

Minimum annual income of S$150,000 is required.

S$96.30 for each subsequent supplementary card (inclusive of GST)

10x UNI$ (or 4 miles) for every S$5 paid by contactless transaction. 

Dining Privilege

The leading dining programme in Singapore features over 100 buffet specials, 1-for1 deals and over 1,000 dining and entertainment privileges to choose from.

UOB SMART$ Programme

Earn SMART$ rebates at over 300 participating outlets and use it to offset your next purchase.

UOB Privileges

Receive updates on the latest promotions, offers, events and exclusive invitations to sales previews.

Up to 20.0% fuel savings at SPC stations.

For Singapore Citizens & Permanent Residents:

Minimum annual income of S$30,000 is required.

For Foreigners:

Minimum annual income of S$40,000 is required.

S$96.30 for each subsequent supplementary card (inclusive of GST)

UnionPay exclusive offers worldwide, accepted by 54 million merchants and 3 million ATMs worldwide. Read More

1-for-1 movie ticket offers with Shaw Theatres.

Up to 10% off Duty free shopping worldwide.

Enjoy a complimentary 1 night stay at W Singapore – Sentosa Cove.

24-hour Concierge Service available.

Up to 20.0% fuel savings at SPC stations.

For Singapore Citizens & Permanent Residents:

Minimum annual income of S$30,000 is required. OR Fixed Deposit collateral of at least S$10,000.

For Foreigners:

Minimum annual income of S$40,000 is required. OR Fixed Deposit collateral of at least S$10,000.

S$107 for each subsequent supplementary card (inclusive of GST)

1x UNI$ on all other spend, with no cap.

SMART$ Rebate Programme, use your SMART$ to instantly offset your next purchase. Earn 1 SMART$ for every S$1 spent.

Earn up to UNI$48,000 yearly to redeem the following:

–          Round-trip ticket to Europe or USA with 80,000 air miles.

–          S$720 worth of DIning or Grocery Vouchers.

–          Other rewards including cash rebates and travel packages.

Up to 20.0% fuel savings at SPC stations.

For Singapore Citizens, Permanent Residents & Foreigners:

Minimum annual income of S$50,000 is required.

10% Cashback on Transport & Petrol.

10% Cashback on Travel in Foreign Currency.

10% Cashback on Health & Medical.

10% Cashback on Electronic & Furnishing at selected merchants.

0.2% Cashback on all other retail spend.

Doubles as an EZ-link card. Simply Tap & Go for your bus and train rides.

Enjoy up to 24 months of interest-free repayments with CIMB 0% i.Pay Plan.

Exclusive CIMB Deals & Discounts for Members who frequently travel to Indonesia or Malaysia. Over 1,000 partners across dining, retail and lifestyle outlets.

Supplementary Card holder must be at least 18 years of age.

For Singapore Citizens & Permanent Residents:

Minimum annual income of S$30,000 is required OR Fixed Deposit collateral S$10,000.

10% Cashback on Online Shopping.

10% Cashback on Grocery.

10% Cashback on Pet Shops & Veterinary Services.

10% Cashback on Cruises.

0.2% Cashback on all other retail spend.

Doubles as an EZ-link card. Simply Tap & Go for your bus and train rides.

Enjoy up to 24 months of interest-free repayments with CIMB 0% i.Pay Plan.

Visa Signature Concierge, Access world class service and privileges.

Exclusive CIMB Deals & Discounts for Members who frequently travel to Indonesia or Malaysia. Over 1,000 partners across dining, retail and lifestyle outlets.

Supplementary Card holder must be at least 18 years of age.

For Singapore Citizens & Permanent Residents:

Minimum annual income of S$30,000 is required OR Fixed Deposit collateral of S$10,000.

1.5% Unlimited Cashback on all other spend.

Access to Mastercard Airport Experiences

Enjoy Exclusive access to over 1,000 participating lounges in over 500 airports worldwide. Discount offers at dining, spa and retail outlets from exclusive airport merchants.

Exclusive Fine Dining Privileges at Peach Garden, Spizza and La Nonna (selected outlets only)

2 Diners: 50% Discount

3 Diners: 33% Discount

4 Diners: 25% Discount

5 – 10 Diners: 20% Discount

Exclusive CIMB Deals & Discounts

For Members who frequently travel to Indonesia or Malaysia. Over 1,000 partners across dining, retail and lifestyle outlets.

Golfing Privileges

Wide selection of prestigious golf courses across Singapore, Malaysia, Indonesia, Thailand, Cambodia, Philippines and Vietnam.

Enjoy up to 24 months of interest-free repayments with CIMB 0% i.Pay Plan.

Supplementary Card holder must be at least 18 years of age.

For Singapore Citizens & Permanent Residents:

Minimum annual income of S$50,000 is required OR Fixed Deposit collateral of S$50,000.

1% Cashback on all other retail spend.

CIMB Airport Companion Programme

–          Access to over 1,000 airport lounges globally.

–          Up to 3 complimentary visits annually.

–          Discounts up to25% at selected dining outlets in airports worldwide.

–          5% discount when you book an Airport Limousine transfer.

–          5% Discount on Meet & Greet Services at 120 airports worldwide.

Complimentary Travel Insurance of up to S$1,000,000.

Exclusive Fine Dining Privileges at Peach Garden, Spizza and La Nonna (selected outlets only)

2 Diners: 50% Discount

3 Diners: 33% Discount

4 Diners: 25% Discount

5 – 10 Diners: 20% Discount

Exclusive CIMB Deals & Discounts

For Members who frequently travel to Indonesia or Malaysia. Over 1,000 partners across dining, retail and lifestyle outlets.

Enjoy up to 24 months of interest-free repayments with CIMB 0% i.Pay Plan.

Supplementary Card holder must be at least 18 years of age.

For Singapore Citizens & Permanent Residents:

Minimum annual income of S$120,000 is required OR Fixed Deposit collateral of S$50,000.

Unlimited 1% Cashback on all Things Telco (charge your phone bills or purchase a new phone from major telcos with your card)

Exclusive CIMB Deals & Discounts

For Members who frequently travel to Indonesia or Malaysia. Over 1,000 partners across dining, retail and lifestyle outlets.

Doubles as an EZ-link card. Simply Tap & Go for your bus and train rides.

For Students and NSFs:

Minimum annual income not required.

For Salaried Employees:

Below 35 years old, an annual income of S$18,000 is required.

35 years old and above, an annual income of S$30,000 is required.

Earn 3 miles every S$1 spent on online flight and hotel transactions (capped at S$5,000 per month).

Earn 2 miles every S$1 spent overseas (in foreign currency).

Earn 1.2 miles every S$1 spent locally.

No expiry on miles earned. 

Charge a minimum of S$25,000 to your DBS Altitude Card each year to receive annual fee waiver for the following year Or 

Get 10,000 bonus miles when you pay the annual fee of S$192.60 to renew your membership.

*Visa Signature Privileges applicable.

Earn 3 miles every S$1 spent on online flight and hotel transactions (capped at S$5,000 per month).

Earn 2 miles every S$1 spent overseas (in foreign currency).

Promotion

Earn 6 miles for every S$1 spent on flight and hotel transactions at Expedia.

Earn 10 miles for every S$1 spent on hotel transactions at Kaligo.

Exclusive Airline Privileges 

Complimentary Priority Pass membership with access to over 1,200 airport lounges worldwide.

14% instant fuel savings at Esso.

For Singapore Citizens & Permanent Residents:

Minimum annual income of S$30,000 is required.

For Foreigners:

Minimum annual income of S$45,000 is required.

Earn 1.85% p.a or more with DBS Multiplier Account when you credit your salary and spend on your card.

Welcome gift of S$100 cashback when you spend a minimum of S$600 within the first 30 days from your card approval date.

All-in-one Card 

Use the same card for ATM withdrawals and your public transport rides via SimplyGo.

Get exclusive discounts on movie tickets and popcorn combo sets at Golden Village.

Spend a minimum of S$600 in a calendar month to receive up to S$60 cashback.

14% instant fuel savings at Esso.

For Singapore Citizens & Permanent Residents:

Minimum annual income of S$30,000 is required.

For Foreigners:

Minimum annual income of S$45,000 is required.

1X DBS Point (2 miles) on other purchases.

0% Interest Payment Plans over 12 months 

14% instant fuel savings at Esso.

For Singapore Citizens & Permanent Residents:

Minimum annual income of S$30,000 is required.

For Foreigners:

Minimum annual income of S$45,000 is required.

Earn 3 miles every S$1 spent on online flight and hotel transactions (capped at S$5,000 per month).

Earn 2 miles every S$1 spent overseas (in foreign currency).

Earn 1.2 miles every S$1 spent locally.

No expiry on miles earned.

Charge a minimum of S$25,000 to your DBS Altitude Card each year to receive annual fee waiver for the following year Or 

Get 10,000 bonus miles when you pay the annual fee of S$192.60 to renew your membership.

Earn 1.2 miles every S$1 spent locally.

Earn 3 miles every S$1 spent on online flight and hotel transactions (capped at S$5,000 per month).

14% instant fuel savings at Esso.

Minimum annual income of S$30,000 is required.

For Foreigners:

Minimum annual income of S$45,000 is required.

0% Interest Payment Plans over 12 months

14% instant fuel savings at Esso.

For Singapore Citizens & Permanent Residents:

Minimum annual income of S$30,000 is required.

For Foreigners:

Minimum annual income of S$45,000 is required.

1X DBS Point (2 miles) on other purchases.

0% Interest Payment Plans over 12 months.

e-Commerce Protection on online purchases.

1X DBS Point (2 miles) on other purchases.

Enjoy great shopping and dining privileges with the DBS Lifestyle app.

14% instant fuel savings at Esso.

Minimum annual income of S$30,000 is required.

For Foreigners:

Minimum annual income of S$45,000 is required.

3X DBS Points (6 miles) on overseas purchases.

1X DBS Point (2 miles) on other purchases.

0% Interest Payment Plans over 12 months.

e-Commerce Protection on online purchases.

3X DBS Points (6 miles) on overseas purchases.

1X DBS Point (2 miles) on other purchases.

14% instant fuel savings at Esso.

Minimum annual income of S$80,000 is required.

For Foreigners:

Minimum annual income of S$80,000 is required.

Earn up to 2 Takashimaya Bonus POints with every S$10 charged.

Receive S$10 Takashimaya Shopping Voucher with every S$2000 spent outside of Takashimaya Department Store.

5% voucher rebates

Island-wide Privileges 

Enjoy 0.5% voucher rebates on all your card spend

Additional 10% off during selected sale events in-store.

Complimentary delivery service when you meet the following spend amount:

• During Takashimaya 10% Promotion Day: S$200
• All other days: S$100

• Earn 2 Takashimaya Bonus Points with every S$12 charged
• Redeem S$30 worth of Takashimaya Gift Vouchers with every 100 Takashimaya Bonus Points.

Additional 10% off during selected sale events in-store.

14% instant fuel savings at Esso.

Minimum annual income of S$30,000 is required.

For Foreigners:

Minimum annual income of S$45,000 is required.

Earn up to 2 Takashimaya Bonus POints with every S$10 charged.

Receive S$10 Takashimaya Shopping Voucher with every S$2000 spent outside of Takashimaya Department Store.

6% voucher rebates

Island-wide Privileges 

Enjoy 0.5% voucher rebates on all your card spend

Additional 10% off during selected sale events in-store.

Complimentary delivery service when you meet the following spend amount:

• During Takashimaya 10% Promotion Day: S$200
• All other days: S$100

• Earn 2 Takashimaya Bonus Points with every S$10 charged
• Redeem S$30 worth of Takashimaya Gift Vouchers with every 100 Takashimaya Bonus Points.

Additional 10% off during selected sale events in-store.

14% instant fuel savings at Esso.

Minimum annual income of S$30,000 is required.

For Foreigners:

Minimum annual income of S$45,000 is required.

Earn 1.85% p.a or more with DBS Multiplier Account when you credit your salary and spend on your card.

All-in-one Card 

Use the same card for ATM withdrawals and your public transport rides via SimplyGo.

Cash rebates never expire.

3% cash rebates with minimum spend of $15 at Pet Lovers Centre.

10% cash rebates for developing services at Standard Photo.

Get 0.3% cash rebates on everything else.

5% cash rebates on restaurants, cafes, fast food outlets, food courts, hawker centres, coffee shops and more.

Enjoy great dining privileges with the DBS Lifestyle app.

Minimum annual income of S$30,000 is required.

For Foreigners:

Minimum annual income of S$45,000 is required.