Cost of Owning a Car in Singapore 2026: COE & Running Costs

Key Takeaways Car ownership in Singapore is not just expensive, it is the most expensive in the world! When you buy a new car in Singapore, you must account for not only the vehicle cost, but also the COE, ARF, Excise Duty, registration fees, road tax, GST and other applicable taxes. On top of that, […]

Singapore Personal Loan Comparison: Money Lenders vs Banks

Singapore Personal Loan Comparison Money Lenders vs Banks

Key takeaways: Need to borrow money in Singapore? Banks and licensed money lenders both offer personal loans. These personal loans in Singapore can be used for any purpose. However, they’re not entirely similar. Depending on whether they come from banks or licensed money lenders, interest fees and charges may vary drastically. Additionally, while banks may […]

Do Personal Loans For Foreigners In Singapore Exist?

Key takeaways: Living in a first class country like Singapore is expensive with the cost of living on the rise. It is understandable that foreigners will find it difficult to sustain their earnings and send some savings back home to their families. The good news is that they are able to obtain a foreigner loan […]

6 Reasons Why You May Need A Personal Loan In Singapore

6 Reasons Why You May Need A Personal Loan In Singapore

Key takeaways: In an ideal world, most people would rely on their savings to tide over difficult times. However, one may have no choice but to consider other options such as taking a personal loan in desperate times. In this article, we’ll touch on why you may need a personal loan fast, the best reasons […]

Wise vs YouTrip (2026) Comparison: Fees, Rates, Pros & Cons

Wise vs YouTrip (2026) Comparison: Fees, Rates, Pros & Cons

Key Takeaways Multi-currency cards like Wise and YouTrip let you load foreign currencies into one wallet and pay overseas without markups. Both offer competitive FX rates, exchange-rate lock-in, and debit card spending abroad. Wise (formerly TransferWise) is a global fintech company offering a broad range of services: multi-currency accounts, international transfers, and a debit card. […]

CIMB Personal Loan Review: Rates, Requirements & Comparison

CIMB Personal Loan Review Rates, Requirements & Comparison

Key takeaways If you’re searching for an affordable, secure, and fast personal loan, look no further than CIMB Personal Loan. Positioned as one of the best private personal loans in Singapore, CIMB Personal Loan offers a wide array of advantages — from having one of the lowest interest rates to instant loan approvals to flexible […]

Top 10 Best Licensed Money Lenders In Singapore (2026)

Top 10 Best Licensed Money Lenders In Singapore (2026)

Key takeaways: There will be times in our lives when we face urgent financial needs. Whether they are unexpected medical bills or temporary cash flow issues, we often turn to licensed money lenders for quick, reliable, and private personal loans. But why licensed money lenders and not banks? This is because, as larger corporations, banks […]

GXS FlexiLoan Review (2026): Interest Rate, Features & More

GXS FlexiLoan Review (2026) Interest Rate, Features & More

Key takeaways Singapore’s financial scene is always changing, and GXS Bank has been part of that story since 2020. Backed by Grab and Singtel, this digital-only bank is shaking up the way we think about unsecured credit. With a digital banking licence from the Monetary Authority of Singapore (MAS), GXS stands out as one of […]

Complete Guide to Debt Consolidation Plans Singapore (2026)

Key Takeaways If you’re juggling several high-interest unsecured debts and want a simpler way to manage your payments, a debt consolidation plan can help. As the name suggests, a debt consolidation plan is a debt refinancing program designed to help individuals manage their debts more efficiently by combining them into a single loan with more […]

8 Common Types of Scams in Singapore & How to Avoid Them

8 Common Types of Scams in Singapore & How to Avoid Them

With reported cases of scams in Singapore resulting in losses of nearly S$4 billion since 2019, the Singapore government has stepped up its hard stance on criminal law with mandatory and discretionary caning for scammers and scam enablers, respectively. While the first half of 2025 saw a drop of 12.6% in Singapore scam cases compared […]