Can I Get A Personal Loan In Singapore With Bad Credit?
Key takeaways: One big downside of having bad credit is that financial institutions, especially traditional ones like banks, are hesitant to approve personal loans in Singapore for borrowers with bad credit. The big questions: Is it possible to get a personal loan with bad credit? Where to get a personal loan with bad credit? Read […]
Is It Legal To Take A Loan Out For Someone Else In Singapore?
Key takeaways: There are moments in life when we might feel obligated to take out emergency legal loans in Singapore on behalf of a friend or be a guarantor for a family member. Getting stuck in such situations can be awkward. The consolation is that it isn’t illegal to do either of these things. As […]
How To Solve Credit Card Debt With A Personal Loan?
Key takeaways: Credit cards offer a variety of benefits but when they are misused, your credit card bills can easily snowball into a huge debt due to the annual interest rates that go as high as 25% to 30% per annum. With a manual calculator or online debt calculator, assume you have a credit card […]
Are There Personal Loans for the Unemployed in Singapore?
Key takeaways: If you’ve been retrenched, job hunting extensively, or don’t have a regular monthly income but need a short-term or long-term personal loan for emergencies, you might be wondering: Do loans for the unemployed exist? Can I get a personal loan if I’m unemployed? Can I get a personal loan without income proof? Truth: […]
Revolut vs YouTrip (2026): Features, Pros & Cons, and Fees
Key Takeaways Worried about all that FX markup while you’re spending abroad? Multi-currency cards offer competitive rates and features to ease some of those travel woes. If you didn’t already know, the two most popular multi-currency cards in Singapore are Revolut and YouTrip. But, in the thick of the Revolut vs YouTrip conundrum, which one […]
Mari Credit Card Review: Cashback, FX Rates & Comparisons
Key Takeaways Mari Credit Card is a travel credit card offering unlimited 1.5% cashback on local spending and, until 31 Dec 2026, on foreign currency spending of up to S$1,500 per month. The card, from MariBank Singapore, charges no annual fees or foreign currency transaction fees, nor does it impose any minimum spending requirement to […]
50/30/20 Rule: The Easy Budgeting Method Anyone Can Follow
Key Takeaways In Singapore, managing personal finances can feel like an uphill battle. With the rising cost of living and inflation impacting everything from groceries to utilities, many of us find ourselves wondering, “how much should I save per month?” Furthermore, it’s easy to get caught up in spending, especially on things we don’t really […]
Mari Savings Account Review (2026): Rates & Eligibility
Key Takeaways Heard of MariBank, but not quite sure if this digital bank is right for you? In the rapidly evolving digital finance landscape in Singapore, the Mari Savings Account has emerged as a worthy contender for folks who appreciate maximum simplicity over complicated, never-ending banking hoops. In this Mari Savings Account review, we’ll touch […]
Payday Loans Guide: What It Is & How to Apply in Singapore
Key Takeaways If you need cash urgently for sudden emergencies, a payday loan in Singapore can be an attractive option to tide you over short-term cash flow gaps. In Singapore, payday loans are commonly marketed as fast and accessible, offering quick approvals and minimal paperwork. While easy to obtain, payday loans can be risky because […]
Grab PayLater Guide: Fees, Limits & Eligibility (2026)
Key Takeaways After a brief period of industry consolidation, Buy Now, Pay Later (BNPL) services, such as Grab PayLater, are experiencing a comeback, especially as consumers seek flexible ways to manage cash flow. Indeed, BNPL usage has also expanded beyond big-ticket purchases such as electronics, appliances and furniture. Consumers can now use BNPL for both […]