Chocolate Finance Review 2026: Rates, Debit Card, and Safety
Key Takeaways Chocolate Finance offers 2% p.a. returns on your first S$20,000, 1.8% p.a. on your next S$80,000, and up to $1.8% on any amount above that. Returns are credited daily with no lock-ins. You can also make USD deposits and enjoy up to 4.1% p.a. in returns. Your funds at Chocolate Finance are invested […]
DBS Debt Consolidation Plan Review (2026): Rates and Fees
Key Takeaways A debt consolidation plan (DCP) combines eligible unsecured debts, such as credit card balances and credit lines, into one repayment plan with a single participating financial institution. The DBS debt consolidation plan offers an interest rate from 3.58% p.a., with an effective interest rate (EIR) from 6.56% p.a., and a repayment tenure of […]
HeyMax Guide (2026): Earn Max Miles on Every Dollar Spent
Key Takeaways HeyMax is a free Singapore-based loyalty app that lets you earn Max Miles, its proprietary rewards currency, on top of your existing credit card rewards when you shop, dine, or book travel through its partner merchants. Max Miles never expire and can be redeemed in three ways: (i) transferred 1:1 to 30+ airline […]
Trust Card Review (2026): 15% Cashback, No FX Fees & More
Key Takeaways The Trust Cashback Card is a cashback credit card from Trust Bank, backed by Standard Chartered and FairPrice Group. It offers 1% unlimited cashback on local spend, with no minimum spend and no annual fees. Overseas benefits include uncapped 0.5% cashback, no foreign currency transaction fee, competitive exchange rates, and free unlimited overseas […]
Trust Card vs YouTrip (2026): Features, FX Rates, ATM Limits
Key Takeaways The Trust Cashback Card is a credit card great for local spending with unlimited cashback, but its overseas earn rate has recently been adjusted. YouTrip is a prepaid multi-currency wallet tailored for travellers, offering zero FX fees and the ability to lock in exchange rates for 12 popular currencies. For general overseas spending, […]
Mari Credit Card Review: Cashback, FX Rates & Comparisons
Key Takeaways Mari Credit Card offers 1.5% cashback on up to S$1,500 worth of foreign currency spending per month. The card offers competitive Mastercard exchange rates, with no foreign currency transaction or other fees. However, it does not support ATM withdrawals, nor does it come with a multi-currency wallet enabling you to lock in favourable […]