Licensed Money Lenders in Singapore: All You Need to Know
Looking for the right loan provider is critical when you’re facing insufficient funds for bills, emergencies, or business needs. With so many money lenders in Singapore, it is essential to choose a trustworthy licensed money lender that offers favourable loan terms tailored to your unique financial needs.
A good money lender in Singapore offers regulated financing, unlike unlicensed sources that often charge hidden fees or engage in unethical practices. Hence, choosing the right licensed money lender in Singapore ensures a safe and transparent borrowing experience.
At CompareSing, we make it easy to connect with reliable licensed money lenders online. Securing the right loan from a money lender requires careful comparison — and that’s where we come in. Whether you’re just exploring options from the best private money lenders or planning to take a loan from a money lender, our platform allows you to effortlessly compare offers from multiple trusted money lenders in Singapore, helping you secure the right financing solution with maximum ease.
Looking for the right loan provider is critical when you’re facing insufficient funds for bills, emergencies, or business needs. With so many money lenders in Singapore, it is essential to choose a trustworthy licensed money lender that offers favourable loan terms tailored to your unique financial needs.
A good money lender in Singapore offers regulated financing, unlike unlicensed sources that often charge hidden fees or engage in unethical practices. Hence, choosing the right licensed money lender in Singapore ensures a safe and transparent borrowing experience.
At CompareSing, we make it easy to connect with reliable licensed money lenders online. Securing the right loan from a money lender requires careful comparison — and that’s where we come in. Whether you’re just exploring options from the best private money lenders or planning to take a loan from a money lender, our platform allows you to effortlessly compare offers from multiple trusted money lenders in Singapore, helping you secure the right financing solution with maximum ease.
Topic
What Are Licensed Money Lenders in Singapore?
Licensed money lenders in Singapore are legal, regulated lenders authorised by the Ministry of Law to provide loans to individuals and businesses. Unlike unlicensed lenders, a licensed money lender must adhere to strict regulations on interest rates, fees, and fair lending practices designed to protect borrowers like you and I.
Contrary to popular belief, licensed money lenders are a legal and reliable alternative to traditional banks, especially if you:
- Can’t apply with a bank: Banks often have stringent loan eligibility criteria, including income requirements and a strong emphasis on a pristine credit history. If you have a less-than-perfect credit history, a low credit score, or can’t meet their minimum income thresholds, a licensed money lender can provide viable solutions.
- Need specific loan types that banks typically do not offer: Licensed money lenders may offer unique financial products that cannot be found in banks, such as payday loans to bridge short-term cash flow gaps and debt consolidation loans to streamline multiple outstanding debts.
- Are in a time crunch: If you need cash urgently, instant money lenders or fast money lenders can be a dependable option. In most cases, you can expect to have your loan approved and disbursed within hours on the same day by trusted money lenders in Singapore.
- Prefer flexible repayment options: Unlike traditional banks, most licensed money lenders in Singapore are willing to work with you to create customised repayment schedules that better align with your needs and financial capacity, offering greater flexibility.
Money Lenders VS Banks
Before taking a loan, it’s essential to understand how different providers operate. Whether you’re considering a licensed money lender in Singapore or a traditional bank, factors like interest rates, loan amounts, approval speed, and fees can vary greatly. Knowing the key differences pertaining to legal money lenders vs banks can help you choose the most suitable option for your financial needs.
| Licensed money lenders | Banks | |
|---|---|---|
| Interest Rates | Capped at 4% monthly; Effective Interest Rate (EIR) of up to 48% per annum | EIR of 3.07%-10.96% per annum |
| Loan Amount | Up to 6 times the borrower’s monthly income if annual income is at least $20,000, or up to $3,000 if annual income is less than $20,000 for unsecured loans, based on the Ministry of Law’s regulations | Typically up to 4 times the borrower’s monthly income if annual income is at least S$30,000 and below S$120,000; 6 times to 10 times the borrower’s monthly income if annual income is S$120,000 and above |
| Approval Speed | Within hours or up to 1 working day; same-day disbursement may be possible after in-person verification | May take 1 working day or up to several weeks due to extensive checks |
| Loan Tenure | Usually shorter terms of 6- 12 months; up to 24 months | Longer terms of 1-5 years typically |
| Processing Fees | A one-time fee capped at 10% of the loan principal | Typically 0% to 2% of the principal loan amount; a fixed processing fee may apply for certain banks |
| Late Payment Penalties | Up to $60 monthly and 4% late interest on the overdue loan amount for each month of late repayment | Late payment penalties vary across banks and may include late interest and service fees |
| Early Repayment Penalties | Legal money lenders in Singapore do not impose early repayment penalties | Typically up to 3% of the outstanding loan principal; some banks may charge a fixed administrative fee |
| Eligibility Criteria | More lenient criteria; may consider individuals with bad credit history, or lower annual income of less than $10,000 | Stringent criteria, including good credit history, an annual income of at least $20,000-$30,000 for Singaporeans/PRs and $$40,000-$90,000 for foreigners, and stable employment |
| Credit Impact | Licensed money lenders in Singapore report to the Moneylenders Credit Bureau (MLCB) and not the Credit Bureau Singapore (CBS). Hence, licensed money lenders will assess your MLCB credit report, and not your CBS credit score, before granting a loan | A good CBS credit score is crucial for loan approval and better rates |
| Regulating Body | Ministry of Law’s Registry of Moneylenders; subject to the Moneylenders Act | Monetary Authority of Singapore (MAS); subject to the Banking Act (BA) and MAS Act |
8 Factors to Consider Before Taking a Money Lender Loan
Taking a loan from a money lender can provide fast financial relief, especially when banks aren’t an option. Before signing on that dotted line, here are some key considerations to help you borrow responsibly from trusted money lenders in Singapore:
Understand your reason for borrowing
Before applying for a money lender loan, consider why you’re borrowing from a licensed money lender. Is it for an emergency, debt consolidation, or a planned expense? Understanding your purpose ensures that you only borrow what is needed, avoiding unnecessary debt.
Know the fees and charges involved
Always make it a point to clarify the applicable fees and charges with your legal money lender in Singapore, including admin charges, interest rate, late interest rate, and late payment fees. These additional costs can add up, so it’s advisable to factor them into your overall cost of borrowing.
Check for early repayment flexibility
Life can be unpredictable, and you might find yourself in a position to repay your money lender loan earlier than expected. Confirm with your licensed money lender if early repayment without penalty is permitted — being able to pay off your loan early without penalty pretty much means you can expect to save on interest payments.
Understand the difference between the advertised rate and the EIR
Most banks advertise low nominal interest rates, but you must understand that they do not reflect the true cost of borrowing. If you’re borrowing from a bank, it’ll be more helpful to consider the Effective Interest Rate (EIR), which tends to be much higher than the advertised rate as it accounts for the compounding effect and additional costs like processing fees.
When you’re borrowing from a licensed money lender, however, the quoted rate in the loan contract is the actual interest that you’ll be paying, since any additional processing or admin fees will be charged separately.
Loan approval and disbursement speed
Licensed money lenders in Singapore are known for their efficiency in loan approval and disbursement compared to traditional banks. If urgency is a concern, choose a fast money lender or instant money lender — most trusted money lenders can provide funds within the same day after in-person verification.
Maximum loan amounts
While licensed money lenders do not impose minimum loan amounts like banks, there is a limit to the maximum amount you can borrow based on your income, citizenship status, and credit standing. Ensuring that your desired loan amount falls within the private money lender’s imposed limits helps you avoid rejections and wasted applications.
Impact on your credit score and credit limit
Licensed money lenders in Singapore report borrower information to the Moneylenders Credit Bureau (MLCB), not the Credit Bureau Singapore (CBS). While a loan from a money lender might not directly affect your CBS credit score, defaulting on your money lender loan can impact future borrowing if legal action is taken.
Also, bear in mind that there are legal caps on the total loan amount you can obtain from all licensed money lenders in Singapore; if you have already borrowed heavily from multiple legal money lenders in Singapore, your chances of getting approved for new loans or larger loan amounts will likely decrease. However, note that taking loans from money lenders will not affect your existing credit limit with major banks.
Read money lender reviews
Before committing to any legal money lender, take the time to read licensed money lender reviews from verified borrowers. These money lender reviews can shed light on how private money lenders fare in terms of transparency, customer service, flexibility, and adherence to regulations, which can be invaluable in helping you choose the best money lender in Singapore that best suits your needs.
How to Ensure You’re Engaging a Licensed Money Lender in Singapore
When looking for a good money lender in Singapore, ensuring that you only engage a legitimate money lender is paramount for your safety and financial well-being. Unfortunately, illegal money lenders, often known as “loan sharks” or “ah longs”, do exist and remain a threat to unsuspecting borrowers seeking urgent cash. Here are some actionable steps you can take to be sure that the lender you are dealing with is most certainly a legal money lender in Singapore:
Verify the identity of your chosen money lender
Always make it a point to check the details of your selected money lender against MinLaw’s official list of registered lenders. This is the most crucial step — ensure that the lender’s name, licence number, and approved business address appear exactly as stated on the list of legal money lenders in Singapore. If they are not on the list, or if their details don’t match, they are not authorised money lenders in Singapore and should be avoided at all costs.
If you want to be doubly sure that the money lender is indeed a legitimate moneylending entity, make a trip to the money lender’s office and ask to see their money lender licence. While you’re at it, fire away and ask as many questions as you need.
Observe whether the money lender is adhering to the rules
When engaging with the money lender, observe if they’re abiding by the rules and regulations. Here’s what you can look out for:
Mandatory face-to-face verification and contract signing
By law, licensed money lenders in Singapore are required to carry out in-person identity verification and contract signing at their registered business address before disbursing a loan. Be highly suspicious if a money lender offers to disburse a loan or finalise a contract entirely online or via messaging apps without a face-to-face meeting — chances are, the money lender is operating illegally.
Transparent disclosure of terms
A legal money lender is legally obliged to provide you with a written loan contract and clearly state the interest rate, loan tenure, repayment schedule, late interest, and any applicable fees in the contract. Additionally, licensed money lenders in Singapore are also required to explain the agreement terms in a language that the borrower understands if the borrower does not understand the English language. It is the lender’s responsibility to ensure the borrower fully comprehends all loan terms and conditions before they commit to the loan contract.
No harassment or threats
Licensed money lenders in Singapore are prohibited from using threatening, abusive, or harassing tactics at any point, including debt collection. However, they are allowed to contact you through reasonable means for debt recovery, such as sending reminders via calls or letters, visiting your residence or workplace, or engaging a licensed debt collection agency.
Beware of money lender red flags
Finally, it’ll be helpful to familiarise yourself with common warning signs of unlicensed money lenders:
- Not on the list: If your lender cannot be found on the list of legal money lenders in Singapore, it is a sure sign that they are unlicensed and operating illegally.
- Unsolicited contact: Illegal money lenders touting themselves as “fast money lenders”, “quick money lenders”, or “instant money lenders” often offer loans through unsolicited SMS, WhatsApp/Telegram messages, or cold calls. Legalised money lenders in Singapore are only allowed to advertise their services on their official website(s), in consumer and business directories, and their own physical business premises.
- Upfront fees: They might demand “processing fees” or “admin fees” before the loan is processed or approved. Legitimate money lenders deduct the processing fee from the loan principal after approval.
- Vague or missing contracts: Illegal money lenders may offer verbal loan agreements or contracts with unclear, incomplete, or missing details.
- No physical office: They might claim to be “the best online money lenders” with no physical presence, which is a violation of regulations for licensed money lenders.
- Exorbitant interest rates: Illegal money lenders tend to charge interest rates way beyond the legal monthly cap of 4%, such as 20% per month.
Your Guide to Top Licensed Money Lenders in Singapore
To help you borrow with confidence, we’ve handpicked reliable money lenders that are fully licensed and legal in Singapore. Whether you’re looking for speedy approval, flexible terms, or great customer service, these licensed money lenders are reputable choices to consider.
703 Ang Mo Kio Avenue 8, #01-2531, Singapore 560703
(3 mins walk from AMK MRT)
11am – 7.30pm Monday – Saturday
(Closed on Sundays, Public Holidays)
Galaxy Credit shines thanks to the diverse specialised personal loans it offers. This Ang Mo Kio money lender caters to a wide range of clientele and fine-tunes its loan conditions to suit every borrower’s specific needs.
Galaxy Credit is committed to offering all customers a quick and easy assessment and approval process. Borrowers will be hard-pressed to find a recommended money lender in Singapore with a faster loan application-to-cash period.
744 Yishun Street 72, #01-185, Nee Soon Central Spring, Singapore 760744 (Just 1 min walk from Yishun MRT)
11am – 7.30pm Monday – Saturday
(Closed on Sundays, Public Holidays)
6635 1596 (Look For Jacob)
R2D Credit makes our recommended list of legal money lenders in Singapore for its genuine drive to help customers become debt-free soonest. The Yishun money lender is more than happy to share professional advice that goes a long way in helping customers stay debt-free for the long term.
Placing customers’ satisfaction as a top priority, R2D Credit is an approved money lender in Singapore that promises the utmost secure, confidential, and personalised loan experience wholly catered to your needs. For example, R2D Credit is pleased to offer borrowers flexible repayment plans with customisable payment due dates.
1 Park Road, People’s Park Complex, #01-21, Singapore 059108 (2 mins walk from Chinatown MRT Exit C)
11am – 7.30pm Monday – Saturday
11am – 4.30pm Sunday
(Closed on Public Holidays)
6226 8860
Having been in business since 1995, Soon Seng Credit prides itself on being transparent, trustworthy, and always offering realistic advice as well as affordable monthly repayments.
The Chinatown money lender is perhaps the most easily accessible licensed money lender in the country, thanks to its central location. As a trusted money lender in Singapore, Soon Seng Credit places great emphasis on the borrower-lender relationship. Few other lenders are as focused on ethical lending as this recommended licensed money lender in Singapore.
210 New Upper Changi Rd, #01-723, Singapore 460210 (Bedok Central, 5 mins walk from Bedok MRT)
11am – 7.30pm Monday – Saturday
11am – 4.30pm Sunday
(Closed on Public Holidays)
6448 7448
Located on the eastern side of Singapore in Bedok, UK Credit is an approved money lender in Singapore that aims to offer customers affordable rates and fair payback terms regardless of whether they are looking at getting a business loan or personal loan with the lowest interest rate.
Great for anyone and everyone in need of urgent cash loans, UK Credit is a recommended money lender in Singapore that’s accessible even to those without a stellar credit history. Another noteworthy service you need to know? The Bedok money lender provides borrowers with a grace period so they wouldn’t have to pay late charges should they need more time to make repayment.
302 Ubi Ave 1, #01-31, Singapore 400302 (2 mins walk from Ubi MRT Exit A)
11am – 7.30pm Monday – Saturday
(Closed on Sundays, Public Holidays)
6292 2629 (Look for Clara or Sim)
If customer reviews are representative of what a company is worth in their eyes, 96BM Credit’s 5-star average amongst a whopping 4,600 Google reviews should be a good indicator of its standing as one of the most reliable money lenders in Singapore.
In case you’re wondering, 96BM Credit is one of the best licensed money lenders in Singapore with one of the highest loan approval rates in the industry, which is unsurprising considering that the Ubi money lender does not assess borrowers’ credit scores.
442 Clementi Ave 3, #01-89, Singapore 120442 (1 min walk from Clementi MRT)
11am – 7.30pm Monday – Saturday
11am – 4.30pm Sunday
(Closed on Public Holidays)
6250 0066
Nestled in the heart of Clementi, Synergy Credit is a recommended licensed money lender for borrowers residing in the West. This good licensed money lender is committed to maintaining the highest standards of integrity and ethical lending in accordance with all applicable laws established by the Registry of Moneylenders in Singapore.
Regardless of whether you’re a regular consumer, a self-employed individual, or a business owner, Synergy Credit has your urgent cash loan needs covered. As one of the best licensed money lenders in Singapore, Synergy Credit offers fast approvals and flexible repayment plans tailored to your specific needs.
2 Venture Drive, Vision Exchange, #01-21, Singapore 608526 (Jurong East Central, 5 mins walk from Jurong East MRT Station Exit B)
11am – 7.30pm Monday – Saturday
11am – 4.30pm Sunday
(Closed on Public Holidays)
6493 0088
Keen on engaging the services of one of the best money lenders in Singapore that promises that you’ll get your loan within 30 minutes? Look no further than Cash Direct, a good licensed money lender in Jurong East that prioritises its customers’ in-person hospitality experience through and through (think of the VIP waiting and service area, dedicated concierge service, Nespresso coffee, and snacks). As one of the top licensed money lenders in Singapore, Cash Direct lets borrowers gain access to a fully customisable loan that aligns with their needs.
190 Lorong 6 Toa Payoh, #01-576, Singapore 310190 (Toa Payoh Central, 5 mins walk from Toa Payoh MRT)
11am – 7.30pm Monday – Saturday
11am – 4.30pm Sunday
(Closed on Public Holidays)
6252 0088
1187 Upper Serangoon Road, The Midtown, #01-21, Singapore 533971 (Hougang Central, 5 mins walk from Hougang MRT Station)
11am – 7.30pm Monday – Saturday
11am – 4.30pm Sunday
(Closed on Public Holidays)
6384 0088
The only recommended licensed money lender in our round-up with two office locations that you can visit at your convenience — Hougang and Toa Payoh.
As a good money lender in Singapore, GoldStar Credit strives to provide unparalleled customer satisfaction with its loan procedures, loan plans, and services. The licensed private money lender in Singapore offers borrowers specially curated repayment plans based on individual needs and requirements.
144 Upper Bukit Timah Road, #01-24 Beauty World Shopping Centre, Singapore 588177
11am – 7.30pm Monday – Saturday
(Closed on Sundays, Public Holidays)
6669 9999
1-Fund is a licensed moneylender in Singapore that offers fast and flexible loan services for individuals and businesses. Established in 2010, it focuses on providing quick approvals (as fast as 15 minutes), customised loan packages, and transparent terms with no hidden fees.
8 Tampines Central 1, #01-17, Blk 512 Bus Interchange, Singapore 529543 Right in front of Tampines MRT (EW2) Entrance/Exit A. Next to Blk 513
11am – 7.30pm Monday – Saturday
11am – 4.30pm Sunday
(Closed on Public Holidays)
6260 8888
1-Cash is a licensed moneylender in Singapore with over 17 years of experience, offering fast and reliable loan services to individuals who may not qualify for traditional bank loans.
304 Orchard Road #01-36A, Lucky Plaza, Singapore 238863
11am – 7.30pm Monday – Saturday
11am – 4.30pm Sunday
(Closed on Public Holidays)
6908 8111
111 Credit is a licensed moneylender in Singapore that provides fast and convenient loan services for individuals and businesses. Established in 2009, it focuses on delivering a simple, stress-free borrowing experience with a streamlined application process.
149 Rochor Road Fu Lu Shou Complex #02-08 Singapore 188425
11am – 7.30pm Monday – Saturday
11am – 4.30pm Sunday
(Closed on Public Holidays)
6908 1111
1-Money is a licensed moneylender in Singapore that provides fast, legal, and flexible loan services for individuals of all income levels. Established in 2009, it emphasizes quick approvals, high accessibility, and personalized loan solutions.
Table of Contents
Complete List of Licensed Money Lenders in Singapore
Looking for the complete list of licensed money lenders in Singapore? Here is the full list of licensed money lenders in Singapore — there are 153 approved money lenders in Singapore on the Singapore money lender list at the time of writing.
| S/N | Licensed Money Lender’s Name | Business Address | License Number | Landline Number | Business Website |
|---|---|---|---|---|---|
| 1 | 1 – CASH PTE. LTD. | 8, TAMPINES CENTRAL 1, #01-17, EASTLINK MALL, SINGAPORE 529543 | 32/2025 | 62608888 | https://1-cash.sg |
| 2 | 1 – CREDIT HUB PTE. LTD. | 190, MIDDLE ROAD, #10-01A, FORTUNE CENTRE, SINGAPORE 188979 | 123/2024 | 63385115 | https://credithubcapital.sg |
| 3 | 1 – FUND PTE. LTD. | 201D, TAMPINES STREET 21, #03-1155, SINGAPORE 524201 | 21/2025 | 67866098 | https://1-fund.sg |
| 4 | 1 – MONEY PTE. LTD. | 149, ROCHOR ROAD, #02-08, FU LU SHOU COMPLEX, SINGAPORE 188425 | 92/2025 | 69081111 | https://1-money.sg |
| 5 | 1 1 1 CREDIT PTE LTD | 304, ORCHARD ROAD, #01-36A, LUCKY PLAZA, SINGAPORE 238863 | 49/2025 | 69088111 | https://111credit.com |
| 6 | 1 1 8 CREDIT PTE. LTD. | 175A, BENCOOLEN STREET, #11-08, BURLINGTON SQUARE, SINGAPORE 189650 | 81/2025 | 68357775 | |
| 7 | 1 2 LEND PTE. LTD. | 1, PARK ROAD, #01-13, PEOPLE’S PARK COMPLEX, SINGAPORE 059108 | 66/2025 | 64930160 | https://12lend.sg |
| 8 | 1 FULLERTON CREDIT PTE. LTD. | 110, TELOK AYER STREET, #110-A, SINGAPORE 068579 | 100/2024 | 65881886 | https://1fullertoncredit.com.sg ; https://1fullertoncredit.sg ; |
| 9 | 101 CREDIT PTE. LTD. | 101, UPPER CROSS STREET, #01-24, PEOPLE’S PARK CENTRE, SINGAPORE 058357 | 30/2025 | 62381018 | https://www.101credit.com.sg |
| 10 | 1133 MONEYLENDERS PTE. LTD. | 262, BALESTIER ROAD, #01-02, OKIO, SINGAPORE 329714 | 111/2024 | 65561133 | https://www.1133moneylenders.com/ |
| 11 | 1AP CAPITAL PTE. LTD. | 10, ANSON ROAD, #01-38A, INTERNATIONAL PLAZA, SINGAPORE 079903 | 37/2025 | 65335335 | https://1apcapital.sg; https://apcredit.sg ; https://www.1apcapital.com.sg |
| 12 | 1ST CAPITAL PTE. LTD. | 304, ORCHARD ROAD, #04-1A/2, LUCKY PLAZA, SINGAPORE 238863 | 4/2025 | 67347700 | https://1stcapital.com.sg |
| 13 | 1ST CREDIT SG PTE. LTD. | 1, TANJONG PAGAR PLAZA, #01-42A, SINGAPORE 082001 | 99/2024 | 62665422 | https://www.moneylenderhub.com |
| 14 | 1ST LG CREDIT PTE. LTD. | 16, KERBAU ROAD, #02-01, SINGAPORE 219155 | 73/2025 | 62996654 | N.A. |
| 15 | 365 CREDIT SOLUTIONS PTE LTD | 14, SCOTTS ROAD, #03-63, FAR EAST PLAZA, SINGAPORE 228213 | 16/2025 | 62225500 | https://www.365credit.com.sg ; https://365credit.sg |
| 16 | 96BM CREDIT PTE. LTD. | 302, UBI AVENUE 1, #01-31, SINGAPORE 400302 | 50/2025 | 62922629 | https://cashloansingapore.com.sg |
| 17 | A1 CREDIT SG PTE. LTD. | 2, HAVELOCK ROAD, #02-08, HAVELOCK2, SINGAPORE 059763 | 13/2025 | 63360833 | https://www.a1credit.sg ; https://www.a1credit.com.sg |
| 18 | ABI CREDIT PTE LTD | 185, TOA PAYOH CENTRAL, #01-324, SINGAPORE 310185 | 23/2025 | 63379719 | https://abicredit.sg |
| 19 | ABM CREDITZ SINGAPORE PTE. LTD. | 1, PARK ROAD, #01-12, PEOPLE’S PARK COMPLEX, SINGAPORE 059108 | 51/2025 | 67373392 | https://abmcreditz.com.sg/ |
| 20 | ACCREDIT PTE. LIMITED | I: 503, TAMPINES CENTRAL 1, #01-315, SINGAPORE 520503 II: 1187, UPPER SERANGOON ROAD, #01-15, THE MIDTOWN, SINGAPORE 533971 III: IV: 743, YISHUN AVENUE 5, #01-548, NEE SOON CENTRAL SPRING, SINGAPORE 760743 | 62/2025 | 62192662 | https://www.accreditloan.com ; https://hougangaccreditloan.com ; https://yishunaccreditloan.com |
| 21 | ADVANCE CASH CREDIT PTE. LTD. | 304, ORCHARD ROAD, #04-12/13, LUCKY PLAZA, SINGAPORE 238863 | 70/2025 | 62500848 | https://advancecashcredit.com.sg/ ; https://www.cashloan.sg |
| 22 | AERO CREDIT PTE. LTD. | 810, GEYLANG ROAD, #02-59, CITY PLAZA, SINGAPORE 409286 | 82/2025 | 62566319 | https://www.aerocredit.com.sg |
| 23 | AK CREDIT CORPORATION PTE. LTD. | 2, HAVELOCK ROAD, #01-44, HAVELOCK2, SINGAPORE 059763 | 142/2024 | 65359989 | https://akcredit.com.sg |
| 24 | AKB CREDIT PTE. LTD. | 177, TOA PAYOH CENTRAL, #01-120, SINGAPORE 310177 | 52/2025 | 62386116 | https://www.akbmoneylenders.com.sg |
| 25 | ALLES AUTOS CREDIT PTE. LTD. | 133, NEW BRIDGE ROAD, #01-34, CHINATOWN POINT, SINGAPORE 059413 | 120/2024 | 65330300 | https://www.allesautoscredit.com |
| 26 | ALPHA 8 PTE. LTD. | 449, CLEMENTI AVENUE 3, #01-265, SINGAPORE 120449 | 64/2025 | 67333081 | https://alpha8.com.sg |
| 27 | ANDAL ENTERPRISE PTE. LTD. | 50, TAGORE LANE, #04-11A2, ENTREPRENEUR CENTRE, SINGAPORE 787494 | 65/2025 | 69705602 | N.A. |
| 28 | AR CREDITZ PTE. LTD. | 465, NORTH BRIDGE ROAD, #01-5071, SINGAPORE 191465 | 103/2024 | 64633302 | N.A. |
| 29 | ART CREDIT PTE. LTD. | 2, KALLANG PUDDING ROAD, #09-07A, MACTECH BUILDING, SINGAPORE 349307 | 53/2025 | 62922448 | N.A. |
| 30 | AVIS CREDIT (SG) PTE. LTD. | 185, TOA PAYOH CENTRAL, #01-344, SINGAPORE 310185 | 48/2025 | 68832017 | https://avismoneylender.com.sg |
| 31 | BAN KING CREDIT (S) PTE. LTD. | 705, ANG MO KIO AVENUE 8, #01-2563, SINGAPORE 560705 | 72/2025 | 62505549 | https://www.sgmoneylender.sg |
| 32 | BEST CREDIT SG PTE. LTD. | 372, BUKIT BATOK STREET 31, #01-378, SINGAPORE 650372 | 128/2024 | 62725538 | https://bestcredit.sg |
| 33 | BEST LICENSED MONEYLENDER PTE LTD | 13, NORTH BRIDGE ROAD, #01-3984, GOLDEN BEACH VISTA, SINGAPORE 190013 | 54/2025 | 62242224 | https://www.bestlicensedmoneylender.com.sg |
| 34 | BLISS CREDIT PTE. LTD. | 35, SELEGIE ROAD, #02-12, PARKLANE SHOPPING MALL, SINGAPORE 188307 | 133/2024 | 63271334 | https://blisscredit.com.sg |
| 35 | BST CREDIT PTE. LTD. | 131, JURONG GATEWAY ROAD, #01-251, SINGAPORE 600131 | 135/2024 | 62991782 | https://www.bstcredit.com.sg |
| 36 | BTB CREDITZ PTE. LTD. | 171, TRAS STREET, #08-175B, UNION BUILDING, SINGAPORE 079025 | 102/2024 | 67487875 | https://btbcreditz.com.sg |
| 37 | BUGIS CREDIT PTE LTD | 470, NORTH BRIDGE ROAD, #02-12, BUGIS CUBE, SINGAPORE 188735 | 27/2025 | 63459123 | https://www.bugiscredit.sg |
| 38 | CAPITAL FUNDS INVESTMENTS PTE. LTD. | 65, UBI CRESCENT, #06-07, HOLA CENTRE, SINGAPORE 408559 | 155/2024 | 62817736 | https://www.loancfi.com.sg ; https://www.loancfi.com |
| 39 | CASH CHECK SINGAPORE PTE. LTD. | 720, ANG MO KIO AVENUE 6, #01-4106 , 1/2 Shop Space (Ground Level, Staircase Side), SINGAPORE 560720 | 112/2024 | 65381742 | https://www.cashcheck.com.sg |
| 40 | CASH DIRECT PTE. LTD. | 2, VENTURE DRIVE, #01-21, VISION EXCHANGE, SINGAPORE 608526 | 89/2025 | 64930088 | https://cashdirect.sg |
| 41 | CASH MART PTE. LTD. | 277, BALESTIER ROAD, SINGAPORE 329726 | 153/2024 | 63974111 | https://cashmart.sg |
| 42 | CASHMAX CREDIT PTE. LTD. | 810, GEYLANG ROAD, #01-56, CITY PLAZA, SINGAPORE 409286 | 77/2025 | 62215480 | https://www.cashmax.com.sg |
| 43 | CF MONEY PTE. LTD. | 1, NORTH BRIDGE ROAD, #01-35, HIGH STREET CENTRE, SINGAPORE 179094 | 86/2025 | 67778080 | https://crawfort.com |
| 44 | COMFORT CREDIT PTE. LTD. | 61, UBI AVENUE 2, #02-01, AUTOMOBILE MEGAMART, SINGAPORE 408898 | 138/2024 | 63807362 | https://comfortcredits.com/index.php |
| 45 | CREDIT 21 PTE. LTD. | 10, ANSON ROAD, #01-07, INTERNATIONAL PLAZA, SINGAPORE 079903 | 55/2025 | 62211811 | https://www.credit21.com.sg |
| 46 | CREDIT 89 (SG) PTE. LTD. | 200, JALAN SULTAN, #04-21B, TEXTILE CENTRE, SINGAPORE 199018 | 151/2024 | 63980909 | https://credit89.com.sg/ |
| 47 | CREDIT ASSIST PTE. LTD. | 304, ORCHARD ROAD, #01-19, LUCKY PLAZA, SINGAPORE 238863 | 15/2025 | 65678869 | N.A. |
| 48 | CREDIT CULTURE PTE. LTD. | 100, PECK SEAH STREET, #11-20, PS100, SINGAPORE 079333 | 76/2025 | 69217300 | https://creditculture.sg |
| 49 | CREDIT EMPIRE ENTERPRISE PTE. LTD. | 304, ORCHARD ROAD, #02-14, LUCKY PLAZA, SINGAPORE 238863 | 59/2025 | 67337018 | https://moneylendersingapore.com.sg/ ; https://creditempire.sg/ |
| 50 | CREDIT EXCEL CAPITAL PTE. LTD. | 192, WATERLOO STREET, #6F-03-05, SKY LINE BUILDING, SINGAPORE 187966 | 115/2024 | 63370055 | https://quickmoney.sg ; https://creditexcel.com.sg |
| 51 | CREDIT KING PTE. LTD. | 101, UPPER CROSS STREET, #01-27, (PART)& #B1-49 PEOPLE’S PARK CENTRE, SINGAPORE 058357 | 47/2025 | 62221788 | N.A. |
| 52 | CREDIT MATTERS PTE. LTD. | 10, JALAN BESAR, #03-15, SIM LIM TOWER, SINGAPORE 208787 | 84/2025 | 66363233 | https://www.creditmatters.com.sg |
| 53 | CREDIT THIRTY3 PTE. LTD. | 190, LORONG 6 TOA PAYOH, #01-548, SINGAPORE 310190 | 1/2025 | 62922931 | https://www.creditthirty3.com.sg |
| 54 | CREDIT XTRA PTE. LTD. | 101, UPPER CROSS STREET, #B1-69, PEOPLE’S PARK CENTRE, SINGAPORE 058357 | 95/2025 | 63388829 | https://creditxtra.com.sg |
| 55 | CREDITMASTER PTE. LTD. | 531, UPPER CROSS STREET, #01-04, HONG LIM COMPLEX, SINGAPORE 050531 | 34/2025 | 67481338 | https://www.creditmaster.sg |
| 56 | DIO CREDIT PTE. LTD. | 702, ANG MO KIO AVENUE 8, #01-2507B, SINGAPORE 560702 | 137/2024 | 62501000 | https://diocredit.com.sg |
| 57 | ELITE INVESTMENT & CREDIT PTE. LTD. | 799, GEYLANG ROAD, #01-01, SINGAPORE 389680 | 79/2025 | 67444466 | https://monthlyloan.com.sg https://elitemoneylenders.com ; https://www.elitemoneylender.sg |
| 58 | EMVERTEX CREDIT (SG) PTE. LTD. | 200, JALAN SULTAN, #02-33, TEXTILE CENTRE, SINGAPORE 199018 | 136/2024 | 62916868 | https://emvertexcredit.com |
| 59 | EXCEL CREDIT (PTE.) LTD. | 443, CLEMENTI AVENUE 3, #01-71, SINGAPORE 120443 | 6/2025 | 62202937 | N.A. |
| 60 | EZ LOAN PTE. LTD. | I: 6, RAFFLES BOULEVARD, #03-308, MARINA SQUARE, SINGAPORE 039594 II: 3, BEACH ROAD, #01-4853, BEACH ROAD GARDENS, SINGAPORE 190003 | 24/2025 | 62912832 | https://ezloan.com.sg |
| 61 | EZ PTE. LTD. | 150, SOUTH BRIDGE ROAD, #01-02, FOOK HAI BUILDING, SINGAPORE 058727 | 17/2025 | 64400822 | https://www.ezmoneylender.com.sg ; https://needaloan.com.sg |
| 62 | FAST MONEY PTE. LTD. | I: 101, YISHUN AVENUE 5, #01-35, SINGAPORE 760101 II: 505, TAMPINES CENTRAL 1, #01-341, SINGAPORE 520505 | 127/2024 | 62244749 | https://fastmoney.com.sg |
| 63 | FONG CHIN CAPITAL PTE. LTD. | 129, BEDOK NORTH STREET 2, #01-42, SINGAPORE 460129 | 106/2024 | 64455022 | N.A. |
| 64 | FORTUNE CREDIT PTE. LTD. | 67, BEACH ROAD, #01-01, BULKHAUL HOUSE, SINGAPORE 189688 | 31/2025 | 67771887 | https://www.fortunecredit.com.sg ; https://fortunecredit.sg |
| 65 | GAIN CREDIT PTE. LTD. | 807, YISHUN RING ROAD, #01-4197, SINGAPORE 760807 | 141/2024 | 64380113 | N.A. |
| 66 | GALAXY CREDIT AND INVESTMENTS PTE LTD | 703, ANG MO KIO AVENUE 8, #01-2531, SINGAPORE 560703 | 154/2024 | 62508811 | https://galaxycredit.com.sg |
| 67 | GOLD ALLIANZE CAPITAL PRIVATE LIMITED | 1, ROCHOR CANAL ROAD, #01-03, SIM LIM SQUARE, SINGAPORE 188504 | 35/2025 | 63386956 | https://www.goldallianze.com.sg |
| 68 | GOLDEN CREDIT (S) PTE. LTD. | 101, UPPER CROSS STREET, #01-05F, PEOPLE’S PARK CENTRE, SINGAPORE 058357 | 63/2025 | 62241300 | https://www.goldencredit.com.sg |
| 69 | GOLDSTAR CREDIT PTE. LTD. | I: 1187, UPPER SERANGOON ROAD, #01-21, THE MIDTOWN, SINGAPORE 533971 II: 190, LORONG 6 TOA PAYOH, #01-576, SINGAPORE 310190 | 131/2024 | 63840088 | https://goldstarcredit.co |
| 70 | GS CREDIT PTE. LTD. | 449, CLEMENTI AVENUE 3, #01-241B, SINGAPORE 120449 | 114/2024 | 65630321 | https://www.gscredit.com.sg ; https://jurongmoneylender.sg |
| 71 | GT CREDIT PTE. LTD. | 178, TOA PAYOH CENTRAL, #01-202, SINGAPORE 310178 | 3/2025 | 67428154 | N.A. |
| 72 | HAPPY CASH PTE. LTD. | 465, NORTH BRIDGE ROAD, #01-5083, SINGAPORE 191465 | 25/2025 | 62914312 | https://lowinterestloan.com.sg |
| 73 | HHL CREDIT PTE. LTD. | 1, ROCHOR CANAL ROAD, #01-04, SIM LIM SQUARE, SINGAPORE 188504 | 18/2025 | 67321998 | https://hhlcreditpl.com |
| 74 | HMS CREDIT PTE LTD | 1, ROCHOR CANAL ROAD, #01-08, SIM LIM SQUARE, SINGAPORE 188504 | 88/2025 | 63339061 | https://www.hmsmoney.com |
| 75 | HORISON CREDIT PTE. LTD. | 1, PARK ROAD, #01-15, PEOPLE’S PARK COMPLEX, SINGAPORE 059108 | 10/2025 | 68442902 | https://www.horisonmoneylender.com.sg |
| 76 | HS CREDIT PTE. LTD. | 302, WOODLANDS STREET 31, #01-295, FUCHUN NEIGHBOURHOOD CENTRE, SINGAPORE 730302 | 56/2025 | 68870016 | https://hscredit.sg |
| 77 | HUP HOE CREDIT PTE. LTD. | 1, ROCHOR CANAL ROAD, #01-01, SIM LIM SQUARE, SINGAPORE 188504 | 101/2024 | 62549441 | https://www.huphoecredit.com.sg |
| 78 | I-CREDIT PTE. LTD. | 82, LORONG 23 GEYLANG, #05-02, ATRIX, SINGAPORE 388409 | 105/2024 | 62225222 | https://www.icredit.com.sg |
| 79 | IFS CONSUMER SERVICES PRIVATE LIMITED | 10, EUNOS ROAD 8, #09-04, SINGAPORE POST CENTRE, SINGAPORE 408600 | 85/2025 | 65130326 | https://www.fridayfinance.sg |
| 80 | IP CREDIT PTE. LTD. | 185, TOA PAYOH CENTRAL, #01-332, SINGAPORE 310185 | 80/2025 | 62228993 | https://ipcredit.sg/ |
| 81 | JCG MONEY PTE. LTD. | 216, JOO CHIAT ROAD, #01-17, SOHO LIFE, SINGAPORE 427483 | 74/2025 | 69205721 | https://www.jcgcredits.com/index.php |
| 82 | JD CREDIT PTE. LTD. | 531, UPPER CROSS STREET, #01-38, HONG LIM COMPLEX, SINGAPORE 050531 | 45/2025 | 62927717 | https://jdcredit.com.sg |
| 83 | JEFFLEE CREDIT PTE. LTD. | 131, JURONG GATEWAY ROAD, #01-261, SINGAPORE 600131 | 116/2024 | 65155969 | https://www.jeffleecredit.com.sg ; https://jefflee.com.sg ; https://www.jeffleecredit.sg |
| 84 | JNB CREDIT PTE. LTD. | 171, TRAS STREET, #08-175A, UNION BUILDING, SINGAPORE 079025 | 46/2025 | 65541857 | https://www.jnbcredit.com.sg/ |
| 85 | JOTHI MONEYLENDER PTE. LTD. | 46, MAYO STREET, LITTLE INDIA CONSERVATION AREA, SINGAPORE 208322 | 83/2025 | 62982511 | N.A. |
| 86 | JR CREDIT (S) PTE. LTD. | 704, ANG MO KIO AVENUE 8, #01-2545, SINGAPORE 560704 | 28/2025 | 67373022 | https://jrcredit.sg |
| 87 | KAIIRON PTE. LTD. | 111, NORTH BRIDGE ROAD, #05-27, PENINSULA PLAZA, SINGAPORE 179098 | 57/2025 | 62621813 | https://kaiiron.com |
| 88 | KARTHIK MONEY LENDING PTE. LTD. | 238, SERANGOON ROAD, SINGAPORE 218085 | 58/2025 | 62918194 | N.A. |
| 89 | KATONG CREDIT PTE. LTD. | 304, ORCHARD ROAD, #02-30/31, LUCKY PLAZA, SINGAPORE 238863 | 22/2025 | 62912210 | https://www.katongcredit.com.sg |
| 90 | KBB CREDIT SD PRIVATE LIMITED | 111, NORTH BRIDGE ROAD, #01-35, PENINSULA PLAZA, SINGAPORE 179098 | 129/2024 | 62556998 | https://kbbcredit.sg |
| 91 | KHALON & GILL MONEYLENDERS PTE. LTD. | 1, NORTH BRIDGE ROAD, #B1-03, HIGH STREET CENTRE, SINGAPORE 179094 | 132/2024 | 63921251 | N.A. |
| 92 | KR RM RAMASAMY PTE. LTD. | 58A, UPPER WELD ROAD, LITTLE INDIA CONSERVATION AREA, SINGAPORE 207412 | 147/2024 | 62925506 | N.A. |
| 93 | KST CREDIT PTE. LTD. | 304, ORCHARD ROAD, #01-03, LUCKY PLAZA, SINGAPORE 238863 | 90/2025 | 62555225 | https://www.kstcredit.sg |
| 94 | LENDING BEE PTE. LTD. | I: 14, SCOTTS ROAD, #02-44/45, FAR EAST PLAZA, SINGAPORE 228213 II: 205, BEDOK NORTH STREET 1, #01-379, SINGAPORE 460205 III: 925, YISHUN CENTRAL 1, #01-233, SINGAPORE 760925 IV: 135, JURONG GATEWAY ROAD, #01-333, SINGAPORE 600135 | 67/2025 | 62615696 | https://www.lendingbee.com.sg |
| 95 | LIAN FONG CAPITAL PTE. LTD. | 96, JALAN JURONG KECHIL, SINGAPORE 598599 | 125/2024 | 64692262 | https://www.lianfong.sg |
| 96 | MAGNUS CREDIT PTE. LTD. | 301, UBI AVENUE 1, #01-279, SINGAPORE 400301 | 11/2025 | 63389891 | https://www.magnuscredit.com.sg ; www.magnuscredit.sg |
| 97 | MAJESTIC CREDIT PTE. LTD. | 101, UPPER CROSS STREET, #01-25, PEOPLE’S PARK CENTRE, SINGAPORE 058357 | 9/2025 | 67772772 | https://www.majesticcredit.com.sg |
| 98 | MAX CREDIT PTE. LTD. | 449, CLEMENTI AVENUE 3, #01-219, SINGAPORE 120449 | 94/2025 | 63364144 | https://maxcredit.sg |
| 99 | MM CREDIT PTE. LTD. | 83, MARINE PARADE CENTRAL, #01-584,586, MARINE PARADE PROMENADE, SINGAPORE 440083 | 5/2025 | 62262207 | https://licensedmoneylender.com ; https://mmcredit.com.sg |
| 100 | MONETIUM CREDIT (S) PTE. LTD. | 10, JALAN BESAR, #01-01, SIM LIM TOWER, SINGAPORE 208787 | 149/2024 | 67777775 | https://monetiumcredit.com.sg |
| 101 | MONEYMAX FUNDING PTE LTD | 304, ORCHARD ROAD, #02-78, LUCKY PLAZA, SINGAPORE 238863 | 148/2024 | 62822833 | N.A. |
| 102 | MONEYPLUS CAPITAL PTE. LTD. | 371, BEACH ROAD, #01-03, CITY GATE, SINGAPORE 199597 | 19/2025 | 65918860 | https://moneyplus.com.sg |
| 103 | MONEYWISE CREDIT PTE. LTD. | 180 Bencoolen St, #01-16, The Bencoolen SINGAPORE 189646 | 26/2025 | 62938523 | https://moneywisecredit.com.sg/ |
| 104 | MOTOR-WAY CREDIT PTE LTD | 1094, LOWER DELTA ROAD, MOTORWAY BUILDING, SINGAPORE 169205 | 119/2024 | 64682200 | https://motorway.com.sg |
| 105 | MWA CAPITAL PTE. LTD. | 3, PHILLIP STREET, #13-01, ROYAL GROUP BUILDING, SINGAPORE 048693 | 121/2024 | 65572275 | https://www.mwacapital.com.sg |
| 106 | Minterest Money Pte Ltd | 1, KALLANG JUNCTION, #06-00, VANGUARD CAMPUS, SINGAPORE 339263 | 87/2025 | 64296800 | https://minterest.com/ |
| 107 | NEW ERA CREDIT (S) PTE. LTD. | 61, UBI AVENUE 2, #08-02A, AUTOMOBILE MEGAMART, SINGAPORE 408898 | 91/2025 | 63458801 | N.A. |
| 108 | OASIS CREDIT SERVICES PTE. LTD. | 442, CLEMENTI AVENUE 3, #01-87, SINGAPORE 120442 | 60/2025 | 67771121 | https://moneyloans.com.sg |
| 109 | ON LINE CREDIT PTE LTD | BLK 210, NEW UPPER CHANGI ROAD, #01-731, (HALF PORTION ONLY), SINGAPORE 460210 | 12/2025 | 64459166 | https://www.onlinecredit.com.sg |
| 110 | ORANGE CREDIT PTE. LTD. | 810, GEYLANG ROAD, #01-91, CITY PLAZA, SINGAPORE 409286 | 78/2025 | 18001881111 | https://orangecredit.com.sg ; https://www.sglicensedmoneylender.com.sg |
| 111 | OT CREDIT PTE. LTD. | 135, JURONG GATEWAY ROAD, #01-323, SINGAPORE 600135 | 104/2024 | 62920119 | https://otcredit.com.sg |
| 112 | PERIAKARUPPAN CHETTIAR PTE. LTD. | 77, HIGH STREET, #09-15, HIGH STREET PLAZA, SINGAPORE 179433 | 44/2025 | 66816494 | https://www.periakaruppanchettiar.com.sg/ |
| 113 | PHILLIP CREDIT PTE. LTD. | 250, NORTH BRIDGE ROAD, #06-00, RAFFLES CITY TOWER, SINGAPORE 179101 | 118/2024 | 65216858 | https://phillipcredit.com.sg |
| 114 | PIT-STOP CREDIT (SG) PTE. LTD. | 200, JALAN SULTAN, #01-18E, TEXTILE CENTRE, SINGAPORE 199018 | 69/2025 | 62971909 | https://pitstopcredit.com.sg |
| 115 | PLATINUM CREDIT PTE. LTD. | 1, COLEMAN STREET, #01-11, THE ADELPHI, SINGAPORE 179803 | 122/2024 | 63330888 | https://www.platinumcredit.com.sg |
| 116 | POWER CREDIT ENTERPRISE PTE. LTD. | 1, TRAS LINK, #01-11, ORCHID HOTEL, SINGAPORE 078867 | 139/2024 | 62865389 | https://powercredit.com.sg ; https://www.powercredit.sg ; https://www.xpressloan.com.sg |
| 117 | PR VR CAPITAL PTE. LTD. | 77, HIGH STREET, #09-15, HIGH STREET PLAZA, SINGAPORE 179433 | 43/2025 | 63380807 | https://prvrcapital.com.sg/ |
| 118 | PROSPER CREDIT PTE. LTD. | 186, TOA PAYOH CENTRAL, #01-424, SINGAPORE 310186 | 93/2025 | 62262320 | https://legalmoneylenders.com |
| 119 | QUICK CREDIT PTE LTD | 353, JURONG EAST STREET 31, ##01-115, YUHUA PLACE, SINGAPORE 600353 | 29/2025 | 68996188 | https://www.quickcredit.com.sg |
| 120 | QUICKLOAN PTE. LTD. | 10, ANSON ROAD, #01-15, INTERNATIONAL PLAZA, SINGAPORE 079903 | 42/2025 | 62231788 | https://quickloan.com.sg |
| 121 | R2D CREDIT PTE. LTD. | 744, YISHUN STREET 72, #01-185, NEE SOON CENTRAL SPRING, SINGAPORE 760744 | 20/2025 | 66351596 | https://r2dcredit.com |
| 122 | RAFFLES CREDIT PTE LTD | 17A, CIRCULAR ROAD, SINGAPORE 049373 | 41/2025 | 62351788 | https://www.rafflescredit.com.sg ; https://rafflescredit.sg ; https://www.rafflescredit.com |
| 123 | RM CREDIT PTE. LTD. | 2, HAVELOCK ROAD, #01-17, HAVELOCK2, SINGAPORE 059763 | 145/2024 | 62355335 | https://rmcredit.com.sg |
| 124 | RM R CREDIT PTE. LTD. | 29A, UPPER DICKSON ROAD, SINGAPORE 207488 | 36/2025 | 63960676 | N.A. |
| 125 | S P CREDIT PTE. LTD. | 43A, CAMPBELL LANE, #02-00, SINGAPORE 209915 | 40/2025 | 62916396 | https://spcredit.com.sg |
| 126 | SANDS CREDIT PTE. LTD. | 513, BISHAN STREET 13, #01-514, SINGAPORE 570513 | 126/2024 | 62250268 | https://www.sandscredit.com.sg |
| 127 | SGP CREDIT SINGAPORE PTE. LTD. | 133, JURONG GATEWAY ROAD, #01-295, SINGAPORE 600133 | 8/2025 | 64661157 | https://www.sgpcredit.com.sg |
| 128 | SHANMUGAN MONEYLENDER PTE. LTD. | 10, JALAN BESAR, #13-02B, SIM LIM TOWER, SINGAPORE 208787 | 39/2025 | 62978574 | N.A. |
| 129 | SHENTON CREDIT PTE LTD | 138, ROBINSON ROAD, #18-04, OXLEY TOWER, SINGAPORE 068906 | 68/2025 | 62428260 | https://www.shentoncredit.com.sg |
| 130 | SINCERE MONEYLENDER PTE. LTD. | BLK 709 ANG MO KIO AVENUE 8, #01-2583, SINGAPORE 560709 | 96/2025 | 62915665 | https://sinceremoneylender.com.sg/ |
| 131 | SINGA CREDIT PTE LTD | 470, NORTH BRIDGE ROAD, #02-01, BUGIS CUBE, SINGAPORE 188735 | 130/2024 | 66946166 | https://singacredit.com |
| 132 | SKM CREDIT PTE. LTD. | 185, TOA PAYOH CENTRAL, #01-334, SINGAPORE 310185 | 14/2025 | 63365148 | https://skmcredit.sg |
| 133 | SME CARE PTE. LTD. | 5, JALAN KILANG BARAT, #07-02, PETRO CENTRE, SINGAPORE 159349 | 108/2024 | 62710023 | https://www.smecare.com.sg |
| 134 | SOON SENG CREDIT PTE. LTD. | 1, Park Road, #01-21, People’s Park Complex, SINGAPORE 059108 | 61/2025 | 62268860 | https://soonsengml.com |
| 135 | SU CREDIT PTE. LTD. | 175, BENCOOLEN STREET, #01-36, BURLINGTON SQUARE, SINGAPORE 189649 | 110/2024 | 66365644 | https://www.sucredit.com.sg |
| 136 | SUMO CREDIT PTE. LTD. | 262, SERANGOON CENTRAL DRIVE, #01-85, SINGAPORE 550262 | 7/2025 | 63360766 | https://sumo.com.sg |
| 137 | SWIFT CREDIT PTE. LTD. | 192, WATERLOO STREET, #02-06, SKYLINE, SINGAPORE 187966 | 140/2024 | 63830418 | https://swiftcredit.sg ; https://www.loanmoney.com.sg |
| 138 | SYNERGY CREDIT PTE. LTD. | 442, CLEMENTI AVENUE 3, #01-89, NIL, SINGAPORE 120442 | 150/2024 | 62500066 | https://syncredit.com |
| 139 | THE MONEYLENDERS PTE. LTD. | 39A, JALAN PEMIMPIN, #02-15, HALCYON BUILDING, SINGAPORE 577183 | 113/2024 | 68625254 | N.A. |
| 140 | TRADITION CREDIT CO PTE. LTD. | 205, BEDOK NORTH STREET 1, #01-371, SINGAPORE 460205 | 134/2024 | 62831323 | https://www.traditioncredit.com.sg |
| 141 | TRILLION CREDIT SOLUTIONS PTE. LTD. | I: 101, UPPER CROSS STREET, #01-26/A, PEOPLE’S PARK CENTRE, SINGAPORE 058357 II: 304, ORCHARD ROAD, #02-12, LUCKY PLAZA, SINGAPORE 238863 | 146/2024 | 65090111 | https://trillioncredit.com.sg |
| 142 | TUR MOHAR MONEY LENDING PTE. LTD. | 228, CHANGI ROAD, #B1-24, ICON @ CHANGI, SINGAPORE 419741 | 75/2025 | 62942219 | N.A. |
| 143 | U CREDIT (PTE.) LTD. | 180, BENCOOLEN STREET, #01-19, THE BENCOOLEN, SINGAPORE 189646 | 152/2024 | 63371768 | https://ucredit.sg |
| 144 | UK CREDIT (S) PTE. LTD. | 210, NEW UPPER CHANGI ROAD, #01-723, SINGAPORE 460210 | 38/2025 | 64487448 | https://ukcredit.sg |
| 145 | UNILINK CREDIT PTE. LTD. | 35, SELEGIE ROAD, #10-27, PARKLANE SHOPPING MALL, SINGAPORE 188307 | 143/2024 | 63380690 | https://unilinkcredit.com.sg ; https://trustedmoneylender.com.sg |
| 146 | UNIQCASH PTE. LTD. | 7A, TRENGGANU STREET, SINGAPORE 058461 | 33/2025 | 69103483 | https://www.uniqcash.sg |
| 147 | UNITED CREDIT PTE. LTD. | 275, THOMSON ROAD, #01-21, NOVENA REGENCY, SINGAPORE 307645 | 71/2025 | 62220227 | https://www.unitedcredit.com.sg |
| 148 | UNLIMITED FINANCE PTE. LTD. | 703, ANG MO KIO AVENUE 8, #1-2543, SINGAPORE 560703 | 144/2024 | 62994666 | http://www.unlimitedfinance.com.sg |
| 149 | VERA CAPITAL PTE. LTD. | 175, BENCOOLEN STREET, #01-52, BURLINGTON SQUARE, SINGAPORE 189649 | 109/2024 | 67411011 | https://vera.com.sg |
| 150 | VM CREDIT PTE. LTD. | 261, WATERLOO STREET, #01-39, WATERLOO CENTRE, SINGAPORE 180261 | 107/2024 | 64811788 | https://www.valuemax.com.sg/moneylending |
| 151 | VM Money Pte Ltd | 261, WATERLOO STREET, #01-31, WATERLOO CENTRE, SINGAPORE 180261 | 117/2024 | 69931188 | https://www.valuemax.com.sg/moneylending/enquire-now/ |
| 152 | WAH LEONG COMPANY (PRIVATE) LIMITED | 339, JALAN BESAR, SINGAPORE 208984 | 2/2025 | 62970433 | N.A. |
| 153 | WINZ CREDIT PTE. LTD. | I: 441A, CLEMENTI AVENUE 3, #01-04, CLEMENTI TOWERS, SINGAPORE 121441 II: 101, UPPER CROSS STREET, #01-26B, PEOPLE’S PARK CENTRE, SINGAPORE 058357 | 124/2024 | 62516696 | https://www.winzcredit.com.sg ; https://www.winzcredit.com |
* The above information is correct as of 29 July 2025
Frequently Asked Questions About Licensed Money Lenders in Singapore
How can I identify a licensed money lender?
Licensed money lenders, also known as authorised money lenders or registered money lenders, are registered loan companies regulated by the Ministry of Law’s Registry of Moneylenders. To carry out the business of money lending, a licensed money lender must (i) have a valid money lender licence; (ii) abide by all the rules and regulations set out by MinLaw; (iii) adhere to the Moneylenders Act.
To identify a licensed money lender, simply refer to MinLaw’s official list of money lenders. If the money lender is not on the list of licensed money lenders in Singapore, or their details do not tally with what’s on the Singapore money lender list, they’re likely not legal money lenders and should be avoided.
What are the signs of an illegitimate money lender?
To check if you’re dealing with an illegitimate money lender, ask yourself the following questions:
- Is the loan offer unsolicited?
- Is the online money lender in Singapore offering you a loan remotely without doing credit assessments?
- Is the licensed money lender online asking for your Singpass user ID and password?
- Is the quick money lender’s interest rate above the legal cap of 4%?
- Is the loan contract empty or incomplete?
If you answered “yes” to any of the above questions, the money lender is likely illegitimate and not a good money lender in Singapore. You should walk away immediately to avoid falling prey to money lender scams.
Can authorised money lenders advertise via SMS?
No, authorised money lenders cannot advertise their services via SMS, WhatsApp, social media platforms and phone calls. Legalised money lenders in Singapore must only advertise through approved channels such as their official websites, business directories, consumer directories, or on their licensed premises. If you receive an unsolicited SMS, it’s likely not from a lawful licensed money lender.
What kind of information can you get from the Ministry of Law’s List of Licensed Money Lenders webpage?
You can find the complete Singapore money lender list on MinLaw’s webpage, which includes details like the lender’s business name, licence number and validity, registered business address, and contact number. This private money lender list allows you to access reliable money lenders in Singapore.
How to find reliable money lenders in Singapore with the best interest rates?
To find reliable money lenders in Singapore offering the best interest rates, start by checking MinLaw’s registered private money lender list to ensure that you’ll only be dealing with legal money lenders. From there, enquire to get loan quotes so you can compare licensed money lender interest rates, fees, and loan terms across your shortlisted lenders and choose the one that suits your needs the most.
Sounds like too much work? You can use trusted loan comparison platforms like CompareSing for a quick and hassle-free comparison of loan offers from multiple licensed money lenders online, making it extremely easy for you to find the best licensed money lender in Singapore or the best online money lenders. Reach out to us today to find out more.
How much can I borrow from a licensed online money lender in Singapore?
How much you can borrow from a licensed private online money lender in Singapore (i.e., how much a licensed money lender online/ in-person can lend you) depends on your annual income and citizenship.
Singapore Citizens and PRs:
- Up to $3,000 if you earn less than $20,000 a year
- 6x your monthly income if you earn at least $20,000 a year
Foreigners:
- Maximum of $500 if you earn less than $10,000 annually
- Maximum of $3,000 if you earn between $10,000 and $20,000 annually
- 6x your monthly income if you earn at least $20,000 annually
These limits apply whether you’re borrowing from a private money lender in Singapore in person or submitting your loan application with a licensed money lender online.
What types of loans do private money lenders offer?
Private money lenders in Singapore offer a wide range of loan types to meet various financial needs, including foreigner loans, personal loans, business loans, renovation loans, and debt consolidation loans. You can compare loan offerings from lenders on the official private money lender list and pick the one that suits your needs.
How is interest on a licensed money lender loan computed?
In Singapore, interest on a loan from a lawful licensed money lender is calculated using the reducing balance method. This method calculates interest based on the outstanding principal balance. As you pay down your debt, the amount of interest will also decrease since your outstanding loan balance is decreasing. Take note that the advertised interest rate from a reliable licensed money lender in Singapore is the same as its true, effective interest rate.
What fees can I expect when borrowing from a licensed money lender?
Licensed money lenders can charge the following:
- a fee not more than $60 for every month of late repayment;
- a fee not more than 10% of the loan principal when a loan is granted
The total charges imposed on a loan by a loan company, including the interest, late interest, processing charges, and late repayment fees, cannot and should not be more than the principal loan amount originally borrowed.
For instance, if you take a loan of $10,000 from your fast money lender of choice, the interest, late interest, processing fees, and late penalty fees (if any) cannot go beyond $10,000.
Can I repay my private money lender loan early?
Absolutely! Feel free to repay your private money lender loan early if you’re in a position to do so — authorised money lenders in Singapore do not impose any early repayment penalties.
What should I do in the event of a dispute with a legal money lender in Singapore?
If issues arise between you and a licensed money lender in Singapore, there’s no need for aggression or threats. Instead, consider these appropriate ways to resolve the matter:
- Negotiate a revised repayment plan directly with the legalised money lender in Singapore.
- Seek help from social service agencies or credit counselling organisations.
- Explore legal options, such as filing for bankruptcy, if all other avenues have been exhausted.
What should I do if I encounter harassment from a licensed money lender?
If you encounter harassment from a licensed money lender, you should call the Police at 999 or submit the relevant information online via the Singapore Police Force’s official website immediately. You can also dial the Registry of Moneylenders’ hotline at 1800-2255-529.
Am I eligible for a loan with a registered money lender?
Generally, you are eligible for a money lender loan in Singapore if you fulfil the following criteria:
- Aged 18-65 (note: some lenders require borrowers to be at least 21)
- Gainfully employed and able to produce proof of consistent income
- Singapore Citizen/Permanent Resident/Foreigners residing in Singapore (subject to the specific loan provider’s criteria)
What documents do I need to borrow from licensed money lenders?
For Singapore Citizens and Permanent Residents:
- NRIC as proof of identity
- CPF statements or payslips to show regular contributions; many money lenders also allow verification via Singpass MyInfo for CPF income proof
- Notice of Assessment (NOA) from IRAS to support your annual income declaration
For Foreigners:
- A valid work pass
- Employment contract or appointment letter showing salary and tenure (good to have)
- Payslips and/or bank statements reflecting salary
- Proof of residency, such as utility bills and phone bills, for address verification
Do quick money lenders offer loans with no credit checks?
No, licensed money lenders do not offer no credit check loans. All of them, including quick money lenders and instant money lenders, have to assess borrowers’ creditworthiness and existing loan obligations before extending any loan to them.
That being said, don’t worry if your credit history isn’t flawless — the best money lenders in Singapore tend to prioritise repayment ability over your credit score.
I am a foreigner. Can I borrow from licensed money lenders in Singapore?
Absolutely! Many of the best online money lenders and licensed money lenders provide loans for foreigners in Singapore.
Can I borrow from licensed money lenders in Singapore if I’m unemployed?
Yes, certain legalised money lenders in Singapore offer loans for the unemployed if they can show proof of consistent income, such as rental income, retirement payouts, or alimony. In the case of student loans, some local money lenders may allow unemployed students to borrow as long as they have a guarantor who meets the income eligibility criteria.
What happens if I’m unable to repay my legalised money lender in Singapore?
If you’re unable to pay your money lender, you should be honest with your local money lender about your situation and try to negotiate or work out a new repayment plan. Your authorised money lender in Singapore may even offer you a payment extension.
Several things can happen when you don’t pay your money lender:
- Late interest and compound interest will start accruing on the balances owed
- Late payment fees will start accruing for every late or skipped repayment
- Your money lender may take legal action to get you to repay what you owe
How can I choose the best money lenders in Singapore?
Before taking out a money lender loan, ask yourself the following questions to determine which licensed money lender best suits your needs:
- Is the lender on MinLaw’s official list of money lenders?
- Is the loan officer transparent, professional, and willing to clarify your doubts?
- Does the online money lender in Singapore have real, positive customer reviews?
- How much can I borrow?
- What are the interest rates, fees, and charges?
- Is the repayment schedule manageable?
Not everyone qualifies for a bank loan, especially if your credit score is not ideal. However, that does not mean that you’re out of options. The best private money lenders in Singapore can be a legal and viable alternative if you need funds urgently and are eager to obtain a loan for bad credit folks in Singapore.
At CompareSing, we make it easy for you to compare loan offers from licensed money lenders in Singapore — all in one platform. If you’re keen on borrowing from licensed money lenders, all you need to do is fill out a simple online form, sit back, and wait — our network of licensed online money lenders in Singapore strives to get back to you within 30 minutes.
How can I find the best licensed money lenders near me?
MinLaw’s Singapore money lender list is a good place to start if you wish to look for the best licensed money lenders near you. Alternatively, you can access the following links for the best private money lenders in your preferred area:
- Ang Mo Kio Money Lenders
- Balestier Money Lenders
- Bedok Money Lenders
- Bishan Money Lenders
- Bugis Money Lenders
- Bukit Batok Money Lenders
- Bukit Merah Money Lenders
- Bukit Panjang Money Lenders
- Bukit Timah Money Lenders
- Chinatown Money Lenders
- Choa Chu Kang Money Lenders
- Clementi Money Lenders
- Geylang Money Lenders
- Holland Money Lenders
- Hougang Money Lenders
- Jurong East Money Lenders
- Jurong West Money Lenders
- Katong Money Lenders
- Marine Parade Money Lenders
- Newton Money Lenders
- Novena Money Lenders
- Orchard Road Money Lenders
- Pasir Ris Money Lenders
- Paya Lebar Money Lenders
- Punggol Money Lenders
- Queenstown Money Lenders
- Sengkang Money Lenders
- Serangoon Money Lenders
- Tampines Money Lenders
- Tanjong Pagar Money Lenders
- Telok Blangah Money Lenders
- Tiong Bahru Money Lenders
- Toa Payoh Money Lenders
- Tuas Money Lenders
- Woodlands Money Lenders
- Yio Chu Kang Money Lenders
- Yishun Money Lenders
Are legitimate money lenders open on Sunday?
Yes, some of the best licensed money lenders in Singapore are open for business on Sunday. Here are some recommended money lenders in Singapore for your easy reference:
Do 24/7 online money lenders in Singapore exist?
No, 24-hour online money lenders in Singapore do not exist — the top licensed money lenders in Singapore do not operate their offices 24/7, even though their websites allow you to complete online loan application forms or loan enquiry forms around the clock.
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