Best Credit Cards for SPC, Sinopec, Shell, Esso & Caltex
Key Takeaways Petrol remains one of the biggest recurring expenses for Singapore drivers, which makes finding the best credit card for petrol genuinely worth the research. There is no single best petrol card for everyone—the right petrol credit card depends on your usual station, your spending habits, and whether you prefer cashback or miles. The […]
Best Credit Cards for Movies: Golden Village & Shaw Theatres
Key Takeaways: Cinema transactions in Singapore are generally coded under MCC 7832, but may also fall under MCC 5815 or MCC 7922. For online movie ticket purchases for Golden Village or Shaw Theatres, the best credit cards to use include the Citi Rewards Card, DBS Woman’s World Mastercard and Citi SMRT Card. For walk-in cinema […]
Best Cashback & Miles Credit Cards for EV Charging
Key Takeaways: Electric vehicle (EV) charging transactions in Singapore can fall under different Merchant Category Codes (MCCs), including MCC 5552 (Electric Vehicle Charging), MCC 5511 (Automobile and Truck Dealers), and MCC 5541 (Service Stations). Knowing the correct MCC helps ensure that your transactions qualify for miles or cashback. Some credit card companies specifically offer bonuses […]
CardUp Singapore Guide (2026): Fees, Promos & Best Cards
Key Takeaways CardUp is a platform that allows you to earn credit card miles or cashback on large, recurring expenses like rent, taxes, tuition fees and insurance premiums that traditionally do not earn rewards. CardUp charges a processing fee (recently updated to a base rate of 2.9%). To profit, the value of the miles or […]
Merchant Category Codes (MCCs): Why They Matter for Rewards
Key Takeaways The Merchant Category Code (MCC) is a four-digit code assigned to merchants based on the goods and services they offer. When credit card companies offer cashback, air miles, and rewards in specific spend categories, they determine eligibility according to the MCC. MCCs can be difficult to predict and may vary by payment provider, […]